Arifin, - (2018) Peran Lembaga Keuangan Mikro (LKM) Terhadap Pemberantasan Kemiskinan (Studi pada Pedagang Ikan di Kota Makassar). Doktor thesis, Universitas Brawijaya.
Abstract
Penelitian ini memiliki 10 (sepuluh) tujuan. Pertama, menganalisis pengaruh LKM terhadap daya saing pedagang ikan. Kedua, menganalisis pengaruh LKM terhadap modal sosial. Ketiga, menganalisis pengaruh LKM terhadap UMK (Usaha Mikro Kecil). Keempat, menganalisis pengaruh daya saing pedagang ikan terhadap UMK. Kelima, menganalisis pengaruh daya saing terhadap kemiskinan pedagang ikan. Keenam, menganalisis pengaruh modal sosial terhadap UMK. Ketujuh, menganalisis pengaruh modal sosial terhadap daya saing pedagang ikan. Kedelapan, menganalisis pengaruh modal sosial terhadap kemiskinan pedagang ikan. Kesembilan, menganalisis pengaruh UMK terhadap kemiskinan pedagang ikan. Kesepuluh, menganalisis pengaruh LKM terhadap kemiskinan pedagang ikan. Penelitian ini menggunakan pendekatan positivist. Analisis penelitian menggunakan model persamaan struktural (structural equation model) dengan metode Partial Least Square (PLS). Fokus penelitian adalah pelaku UMK (pedagang ikan) di TPI Paotere Kota Makassar dengan jumlah sampel sebanyak 100 orang. Teknik pengambilan sampel menggunakan metode pusposive sampling. Pengumpulan data menggunakan kuesioner, wawancara dan dokumentasi. Penelitian ini menghasilkan temuan meliputi; (1) keberadaan LKM berpengaruh terhadap daya saing pedagang ikan. (2) LKM memperkuat hubungan modal sosial dengan pedagang ikan. (3) LKM tidak berpengaruh langsung terhadap kondisi UMK. (4) Daya saing pedagang ikan tidak berpengaruh langsung terhadap kondisi UMK. (5) Daya saing tidak berpengaruh langsung terhadap kemiskinan pedagang ikan (6) Modal sosial berpengaruh terhadap kondisi UMK. (7) Modal sosial berpengaruh terhadap peningkatan daya saing pedagang ikan. (8) Modal sosial berpengaruh terhadap kemiskinan pedagang ikan. (9) UMK berpengaruh terhadap kemiskinan pedagang ikan. (10) LKM berpengaruh terhadap kemiskinan pedagang ikan. Implikasi teoritis dari penelitian ini yaitu memperkaya keterkaitan antara konsep LKM, modal sosial dan kemiskinan. Demikian pula memperkuat keterkaitan antara LKM, modal sosial, UMK dan kemiskinan. Secara praktis, penelitian ini memberikan implikasi bahwa jika pemerintah daerah akan mereduksi kemiskinan pedagang ikan maka perlu memberikan perhatian terhadap perolehan modal usaha terutama dalam memberikan ruang LKM yang luas dalam membiayai pedagang ikan. Bagi pedagang ikan perlunya menjaga modal sosial yang terkait dengan pengembangan usahanya antara lain kepercayaan, kerjasama dan kejujuran guna memperoleh tambahan modal usaha yang mudah dan lunak sekaligus dapat meningkatkan daya saing atas usaha yang mereka geluti.
English Abstract
This study has ten objectives. Firsts, this study analyzes the influence of MFI on the competitiveness of fishmongers. Second, it analyzes the influence of MFI on social capital. Third, it analyzes the influence of MFI on micro and small enterprises. Fourth, it analyzes the influence of fishmongers’ competitiveness on micro and small enterprises. Fifth, it analyzes the influence of fishmongers’ competitiveness on their poverty. Sixth, it analyzes the influence of social capital on micro and small enterprises. Seventh, it analyzes the influence of social capital on fishmongers’ competitiveness. Eighth, it analyzes the influence of social capital on fishmongers’ poverty. Ninth, it analyzes the influence of micro and small enterprises on fishmongers’ poverty. Tenth, it analyzes the influence of MFI on fishmongers’ poverty. The analysis of this positivist study uses structural equation modelling with partial least square method. The focus of this study is micro and small entrepreneurs (fishmongers) in Paotere fish market in Makassar with the total sample of 100 people, who were selected through purposive sampling. The data of this study were collected through questionnaires, interview, and documentation. This study finds that (1) the existence of MFI influences fishmongers’ competitiveness; (2) MFI influences the social capital of fishmongers; (3) MFI does not directly influence the condition of micro and small enterprises; (4) fishmongers’ competitiveness does not directly influence the condition of micro and small enterprises; (5) competitiveness does not directly influence fishmongers’’ poverty; (6) social capital influences the condition of micro and small enterprises; (7) social capital influences the improvement of fishmongers’ competitiveness; (8) social capital influences fishmongers’ poverty; (9) micro and small enterprises influence fishmongers’ poverty; (10) MFI influences fishmongers’ poverty. The theoretical implications of this study are that it enriches the link among the concepts of MFI, Social capital, and poverty and strengthens the link among MFI, social capital, micro and small enterprise, and poverty. This study practically implies that, if the local government are committed to eradicate fishmongers’ poverty, they must pay attention to the provision of business capital, particularly giving an adequate space for MFI to finance fishmongers. Consequently, fishmongers must maintain social capital, e.g. trust, cooperation, and honesty, related to the development of their business for easy and soft loans and business competitiveness improvement.
Other obstract
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| Item Type: | Thesis (Doktor) |
|---|---|
| Identification Number: | DIS/332.3/ARI/p/2018/061811550 |
| Uncontrolled Keywords: | MFI, social capital, competitiveness, micro and small enterprises, fishmongers, poverty,-LKM, modal sosial, daya saing, UMK, pedagang ikan, kemiskinan |
| Subjects: | 300 Social sciences > 332 Financial economics > 332.3 Credit and loan institutions |
| Divisions: | S2/S3 > Doktor Ilmu Ekonomi, Fakultas Ekonomi dan Bisnis |
| Depositing User: | Endang Susworini |
| Date Deposited: | 26 Apr 2022 07:07 |
| Last Modified: | 26 Apr 2022 07:07 |
| URI: | http://repository.ub.ac.id/id/eprint/190189 |
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