Dewangga, M. Zaffier (2019) The Analysis Of Market Discipline In Indonesia's Banking Industry. Sarjana thesis, Universitas Brawijaya.
Abstract
Tujuan dari penelitian ini adalah untuk menganalisis efek disiplin pasar di Industri Perbankan Indonesia pada variabel tertentu, termasuk Capital Adequacy Ratio (CAR), Return on Asset (ROA), Non-Performing Loan (NPL), Loan to Deposit Ratio (LDR) , Pemilik Asing (FO), Total Aset (TA), dan Indeks Pengungkapan (DI). Data yang digunakan dalam penelitian ini adalah data tahunan 2016 yang diambil dari Otoritas Jasa Keuangan dan Bank Indonesia. Penelitian ini menggunakan analisis penampang regresi dengan bantuan program komputer, Stata versi 14.2, sebagai perangkat lunak utama untuk memproses data penelitian. Hasil penelitian menunjukkan bahwa beberapa variabel independen (LDR, TA, DI) secara signifikan mempengaruhi perubahan dalam Capital Adequacy Ratio. Sementara variabel independen lainnya (ROA, NPL, FO) tidak berpengaruh pada CAR. Oleh karena itu analisis untuk variabel ini dilakukan secara deskriptif. Dengan kata lain, dapat disimpulkan bahwa tidak semua variabel independen berpengaruh terhadap CAR. Oleh karena itu, Loan to Deposit Ratio (LDR), Total Asset (TA), dan Disclosure Index (DI) 1 telah dipengaruhi oleh variabel CAR pada Disiplin Pasar di Industri Perbankan Indonesia.
English Abstract
The purpose of this research was to analyze the effect market disciplines in Indonesia’s Banking Industry on specific variables, including Capital Adequacy Ratio (CAR), Return on Asset (ROA), Non-Performing Loan (NPL), Loan to Deposit Ratio (LDR), Foreign Owner (FO), Total Asset (TA), and Disclosure Index (DI). The data used in this study was annual data on 2016 taken from Financial Services Authority and Bank Indonesia. This study used regression cross section analysis with the help of a computer program, Stata version 14.2, as the main software to process the research data. The results showed that some of the independent variables (LDR, TA, DI) are significantly affected the change in the Capital Adequacy Ratio. While the other independent variable (ROA, NPL, FO) doesn’t have any effect on CAR. Therefore the analysis for this variable was being done descriptively. In other words, it can be concluded that not all the independent variable are have effect on CAR. Therefore, Loan to Deposit Ratio (LDR), Total Asset (TA), and Disclosure Index (DI)1 has affected by the CAR variable on Market Discipline in Indonesia’s Banking Industry.
| Item Type: | Thesis (Sarjana) |
|---|---|
| Identification Number: | SKR/FEB/2018/841/051908629 |
| Uncontrolled Keywords: | NPL, CAR, ROA, LDR, Indeks Pengungkapan, NPL, CAR, ROA, LDR, Disclosure Index |
| Subjects: | 600 Technology (Applied sciences) > 658 General management > 658.8 Managemet of marketing > 658.83 Market research |
| Divisions: | Fakultas Ekonomi dan Bisnis > Ilmu Ekonomi |
| Depositing User: | Nur Cholis |
| Date Deposited: | 12 Nov 2020 14:13 |
| Last Modified: | 24 Oct 2021 07:06 |
| URI: | http://repository.ub.ac.id/id/eprint/174966 |
Preview |
Text
M. ZAFFIER DEWANGGA.pdf Download (18MB) | Preview |
Actions (login required)
 |
View Item |