Pengaruh Financial Attitude Dan Financial Knowledge Terhadap Personal Financial Management Behavior Pada Pegawai Direktorat Jenderal Perbendaharaan

Ahillah, Lilik Muzayyin (2019) Pengaruh Financial Attitude Dan Financial Knowledge Terhadap Personal Financial Management Behavior Pada Pegawai Direktorat Jenderal Perbendaharaan. Sarjana thesis, Universitas Brawijaya.

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh financial attitude dan financial knowledge terhadap personal financial management behavior. Sampel penelitian ini adalah 99 responden pegawai Direktorat Jenderal Perbendaharaan. Teknik analisis data menggunakan regresi linear berganda dengan program SPSS. Hasil penelitian menunjukkan bahwa financial attitude dan financial knowledge berpengaruh signifikan terhadap personal financial management behavior. Koefisien determinasi dalam penelitian ini menunjukkan variasi personal financial management behavior yang ditentukan oleh financial attitude dan financial knowledge cukup rendah. Implikasi dari penelitian ini adalah pegawai Direktorat Jenderal Perbendaharaan tetap menjaga dan mengevaluasi secara berkala personal financial management behavior sehingga tidak menimbulkan masalah kesulitan keuangan di masa depan.

English Abstract

This research aims to analyze the effect of financial attitude and financial knowledge on personal financial management behavior. The sample of this research is 99 employees from the Directorate General of Treasury. The data of this research were analyzed using multiple linear regression in SPSS. The results show that that financial attitude and financial knowledge have a significant effect on the personal financial management behavior. The coefficient of determination of this results shows that the variations of personal financial management behavior as determined by financial attitudes and financial knowledge are quite low. This study implies that employees of the Directorate General of Treasury continue to maintain and regularly evaluate their personal financial management behavior to avoid financial problems in the future.

Item Type: Thesis (Sarjana)
Identification Number: SKR/FEB/2019/259/051903676
Uncontrolled Keywords: financial attitude, financial knowledge, personal financial management behavior
Subjects: 600 Technology (Applied sciences) > 658 General management > 658.3 Personnel management (human resource management)
Divisions: Fakultas Ekonomi dan Bisnis > Manajemen
Depositing User: Endang Susworini
Date Deposited: 25 Jul 2020 00:28
Last Modified: 25 Jul 2020 00:28
URI: http://repository.ub.ac.id/id/eprint/170048
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