Putri, Ajeng Agiyatma (2017) Analisis Tingkat Kesehatan Bank Dengan Menggunakan Metode Risk-Based Bank Rating (Studi Pada Perbankan Swasta yang Listing di BEI). Sarjana thesis, Universitas Brawijaya.
Abstract
Penelitian ini bertujuan untuk mengetahui tingkat kesehatan Bank Umum Swasta Nasional yang listing di BEI pada periode 2011-2015. Penelitian ini menggunakan metode Risk-Based Bank Rating (RBBR). Penilaian Kinerja bank dibagi ke dalam 4 variabel yaitu profil risiko (Risk Profile), Good Corporate Governance (GCG), Rentabilitas dan Permodalan. Jenis penelitian yang digunakan adalah jenis penelitian deskriptif dengan pendekatan kualitatif. Sampel penelitian dipilih berdasarkan kriteria tertentu yang dibuat peneliti. Dari 35 populasi yang terpilih 16 sampel yaitu Bank BRI Aroniaga, Bank Arta Graha, Bank Bukopin, Bank Bumi Arta, Bank ICB Bumiputera/MNC Bank, Bank BCA, Bank CIMB Niaga, Bank Danamon, Bank Ganesha, Bank Hana, Bank BII/Maybank Indonesia, Bank QNB Kesawan, Bank Mega, Bank Panin, Bank Permata dan Bank UOB Indonesia. Data yang peneliti gunakan dari laporan keuangan tahunan Bank Umum Swasta Devisa Nasional yang terdaftar di BEI periode 2011-2015. Hasil penelitian kesehatan bank menggunakan metode Risk-Based Bank Rating pada Bank Umum Swasta Devisa Nasional pada periode 2011-2015 berdasarkan nilai LDR, NPL, GCG, ROA, NIM dan CAR menunjukkan kondisi baik dan kurang baik. Hal ini terilihat dari nilai rata-rata LDR pada Bank Hana berada pada kondisi kurang baik yaitu 119,57%. Pada rasio NPL dan GCG semua bank menunjukkan kondisi yang baik. Pada rasio ROA, Bank QNB Kesawan dalam kondisi kurang sehat dan Bank ICB Bumiputera/Bank MNC dalam kondisi tidak sehat. Rasio CAR semua bank dalam kondisi sangat baik.
English Abstract
This study aims to determine the soundness level of National Private Commercial Bank Foreign Exchange listed on the Stock Exchange in periode 2011-2015. This study uses a Risk-Based Bank Rating (RBBR). The performance of the banks is assessed using four variables, i.e. Risk Profile, Good Corporate Governance, Earnings and Capital. This type of research being used is descriptive research type with quantitative approach. Reseacrh samples were selected based on certain criteria determined by researcher. The populiation of this study is 35 banks, from which 16 banks are selected as the samples, they are Bank BRI Agroniaga, Bank Arta Graha, Bank Bukopin, Bank Bumi Arta, Bank ICB Bumiputera/MNC Bank, Bank BCA, Bank CIMB Niaga, Bank Danamon, Bank Ganesha, Bank Hana, Bank BII/Maybank Indonesia, QNB Kesawan, Bank Mega, Bank Panin, Bank Permata and Bank UOB Indonesia. The study obtains its data from the banks’ annual financial report 2011 to 2015. The results of this study indicate variations on the condition of the LDR, NPL, GCG, ROA, NIM and CAR of the banks. This LDR at Bank Hana is poor (119,57%). The NPL and GCG of all banks are good, the ROA of Bank QNB Kesawan is poor and Bank ICB Bumiputer/MNC Bank is in unhealty. Meanwhile, the CAR of all banks are exellent.
| Item Type: | Thesis (Sarjana) |
|---|---|
| Identification Number: | SKR/FE/2017/774/051800717 |
| Uncontrolled Keywords: | Tingkat Kesehatan Bank, Risk-Based Bank Rating |
| Subjects: | 300 Social sciences > 332 Financial economics > 332.1 Banks |
| Divisions: | Fakultas Ekonomi dan Bisnis > Manajemen |
| Depositing User: | Yusuf Dwi N. |
| Date Deposited: | 31 Jan 2018 07:50 |
| Last Modified: | 03 Nov 2021 03:07 |
| URI: | http://repository.ub.ac.id/id/eprint/8630 |
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