Sadewo, I Putu Nanda Pradita (2017) Penerapan Analisis Jalur Untuk Mengetahui Faktor – Faktor Pengambilan Keputusan Kredit Pemilikan Rumah Di Bank Btn Cabang Denpasar. Sarjana thesis, Universitas Brawijaya.
Abstract
Permintaan Kredit Pemilikan Rumah menjadi fokus utama Bank Tabungan Negara (BTN). Permintaan KPR oleh nasabah kepada BTN terus menerus mengalami peningkatan. Hal ini menyebabkan peningkatan laba yang diperoleh BTN. Tujuan menggunakan analisis jalur untuk mengetahui faktor – faktor yang berpengaruh terhadap permintaan KPR. Data primer dengan tiga peubah. Hasil analisis menunjukkan bahwa terdapat pengaruh jumlah tanggungan anggota keluarga, pendapatan nasabah dan uang muka terhadap permintaan KPR. Banyaknya responden yang terlibat ditentukan menggunakan metode non probabilitas dengan teknik aksidental yaitu sebanyak 98 nasabah yang mengajukan Kredit Pemilikan Rumah non Subsidi. Pada penelitian ini, semua asumsi yang melandasi analisis jalur telah terpenuhi. Adapun hasil penelitian yaitu keragaman data yang dapat dijelaskan oleh model sebesar 52,6% sedangkan 47,4% sisanya dijelaskan oleh variabel lain dan error. Berdasarkan metode trimming, pengaruh langsung antara jumlah anggota keluarga terhadap uang muka dihilangkan karena tidak memberikan pengaruh signifikan.
English Abstract
Demand for House Ownership Credit became the main focus of Bank Tabungan Negara (BTN). Customer demand for mortgages to BTN continues to increase. This results in an increase in profit obtained by BTN. Path analysis is used to determine the factors that affect the demand for mortgages. Primary data with three variables. The results of the analysis indicate that there is influence of the number of dependents of family members, customer income and down payment on mortgage demand. The number of respondents involved is determined using non-probability method with accidental technique that is 98 customers who apply for Non Subsidized House Ownership Credit. In this study, all assumptions of path analysis have been met. The results of this study is the variety of data that can be explained by the model of 52.6% while the remaining 47.4% is explained by other variables and errors. Based on the trimming method, the direct influence between the number of family members against the down payment is eliminated because it does not give a significant effect.
| Item Type: | Thesis (Sarjana) |
|---|---|
| Identification Number: | SKR/MIPA/2017/520/051712036 |
| Uncontrolled Keywords: | Analisis Jalur,Bank BTN cabang Denpasar, Path Analysis,Bank BTN Denpasar branch |
| Subjects: | 500 Natural sciences and mathematics > 519 Probabilities and applied mathematics > 519.5 Statistical mathematics > 519.53 Descriptive statistics, multivariate analysis, analysis of variance and covariance > 519.536 Regression analysis |
| Divisions: | Fakultas Matematika dan Ilmu Pengetahuan Alam > Fisika |
| Depositing User: | Nur Cholis |
| Date Deposited: | 29 Jan 2018 07:10 |
| Last Modified: | 17 Nov 2021 02:20 |
| URI: | http://repository.ub.ac.id/id/eprint/8551 |
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