Sarimatua, Yohannes Ronald (2017) Peran Psychological Factors Terhadap Pengambilan Keputusan Finansial (Studi Kasus Pada Perusahaan Kalrez Petroleum (Seram) Ltd.). Sarjana thesis, Universitas Brawijaya.
Abstract
Penurunan harga minyak bumi dunia pada tahun 2013 memberikan dampak kepada harga minyak bumi di Indonesia. Manajer Keuangan Kalrez Petroleum (Seram) Ltd. sebagai orang yang dipercaya oleh atasan perusahaan dituntut untuk menjaga stabilitas dan meningkatkan keuangan perusahaan di dalam mengambil keputusan keuangan. Manajer Keuangan Kalrez Petroleum (Seram) Ltd. memerlukan beberapa pertimbangan di dalam mengambil keputusan keuangan dimana salah satunya adalah faktor psikologis yang berperan. Penelitian tentang Peran Psychological Factors Terhadap Pengambilan Keputusan Finansial (Studi Kasus Pada Perusahaan Kalrez Petroleum (Seram) Ltd.) bertujuan untuk mengetahui faktor-faktor psikologis apa saja yang berperan di dalam pengambilan keputusan keuangan Kalrez Petroleum (Seram) Ltd. Faktor psikologis memiliki peran penting dimana berdampak kepada diri Manajer Keuangan Kalrez Petroleum (Seram) Ltd. maupun teman kerja dan bawahan. Faktor psikologis juga memiliki peran di dalam pengambilan keputusan keuangan Kalrez Petroleum (Seram) Ltd. Pendekatan yang digunakan dalam penelitian ini adalah pendekatan kualitatif dengan tujuan deskriptif. Fokus penelitian adalah faktor psikologis bias, excessive optimism, overconfidence, confirmation bias, illusion of control, heuristic, representativeness, availability, anchoring and judgement, affect, framming effect, loss aversion, dan aversion to a sure loss dan pengambilan keputusan keuangan Kalrez Petroleum (Seram) Ltd. Metode analisis data yang digunakan teknik analisis data kualitatif Miles dan Huberman. Hasil dari penelitian menunjukkan bahwa faktor psikologis yang berperan di dalam pengambilan keputusan finansial Kalrez Petroleum (Seram) Ltd. adalah heuristic, representativeness, availability, framming effect, dan loss aversion. Hasil dari penelitian ini juga menemukan bahwa pengambilan keputusan finansial Kalrez Petroleum (Seram) Ltd. menggunakan pengambilan keputusan pendanaan. Hal ini dikarenakan Kalrez Petroleum (Seram) Ltd. menggunakan sistim kontrak kerja sama bagi hasil atau Production Sharing Contract (PSC). Manajer Keuangan dalam melakukan pengambilan keputusan hendaknya memperhatikan faktor psikologis yang berperan di dalam pengambilan keputusan finansial Kalrez Petroleum (Seram) Ltd. dan hendaknya juga bernegosiasi dengan pemerintah Indonesia supaya dapat menerapkan pengambilan keputusan alokasi dana dan pengambilan keputusan pengelolaan investasi (kebijakan dividen).
English Abstract
The decline in world petroleum prices in 2013 give effect to petroleum prices in Indonesia. Finance Manager Kalrez Petroleum (Seram) Ltd. as a person who is trusted by his superiors companies are expected to maintain financial stability and improve the company in taking financial decisions. Finance Manager Kalrez Petroleum (Seram) Ltd. require some consideration in taking financial decisions where one of them is psychological factors which played role. Research on The Role of Psychological Factors Against Financial Making Decisions (A Case Study on Kalrez Petroleum (Seram) Ltd. Companies) aims to find out what psychological factors that play a role in the financial decision making Kalrez Petroleum (Seram) Ltd. Psychological factors have an important role where the impact to the Finance Manager Kalrez Petroleum (Seram) Ltd. as well as co-workers and subordinates. Psychological factors also had a role in the decision making of finance Kalrez Petroleum (Seram) Ltd. The approach used in this research was the qualitative approach with the goal of a descriptive. The focus of the research is the psychological factor bias, excessive optimism, overconfidence, confirmation bias, illusion of control, heuristic, representativeness, availability, anchoring and judgement, affect, effect, loss aversion, framing, and aversion to a sure loss and financial decision-making Kalrez Petroleum (Seram) Ltd. Methods of data analysis that used qualitative data analysis techniques, Miles and Huberman. The result of the research shows that psychological factors play a role in financial decision-making Kalrez Petroleum (Seram) Ltd. is a heuristic, representativeness, availability, framing effects, and loss aversion. The results of this research also found that financial decision-making Kalrez Petroleum (Seram) Ltd. uses the funding decision-making. This is because Kalrez Petroleum (Seram) Ltd. uses the same employment contract system for results or Production Sharing Contract (PSC). Financial Manager in the conduct of decision-making should be paying attention to the psychological factors that play a role in financial decision-making Kalrez Petroleum (Seram) Ltd. and should also negotiate with the Government of Indonesia to implement decision making allocation and investment management decision making (dividend policy).
| Item Type: | Thesis (Sarjana) |
|---|---|
| Identification Number: | SKR/FIA/2017/911/051710342 |
| Subjects: | 600 Technology (Applied sciences) > 658 General management > 658.1 Organization and financial management > 658.15 Financial management |
| Divisions: | Fakultas Ilmu Administrasi > Ilmu Administrasi Bisnis / Niaga |
| Depositing User: | Kustati |
| Date Deposited: | 14 Nov 2017 01:23 |
| Last Modified: | 05 Dec 2020 16:43 |
| URI: | http://repository.ub.ac.id/id/eprint/5392 |
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