Saldianovitta, Ine Rahmadania (2017) The Analysis Of Bank Soundness Level By Using RGEC (Risk Profile, Good Corporate Governance, Earnings And Capital) Method In Three State Owned Banks In Indonesia In The Period Of 2011-2015. Sarjana thesis, Universitas Brawijaya.
Abstract
Penelitian ini bertujuan untuk menganalisis tingkat kesehatan bank pada tiga bank umum BUMN paling popular di Indonesia, yaitu: PT Bank Rakyat Indonesia Tbk, PT Bank Mandiri (Persero) Tbk dan PT Bank Negara Indonesia (Persero) Tbk dengan menggunakan metode RGEC (Risk Profile, Good Corporate Governance, Earnings and Capital). Penilitian ini diukur menggunakan beberapa rasio keuangan seperti NPL, IRR, LDR, LAR, ROA, ROE, NIM, BOPO dan faktor Good Corporate Governance (GCG) pada metode RGEC. Penilitian ini merupakan penilitian deskriptif kuantitatif dan data dalam penelitian ini didapat dari laporan tahunan masing-masing bank dari periode 2011 sampai 2015. Analisis data dalam penelitian ini menggunakan metode MANOVA, ANOVA dan Kruskall-Wallis dari program SPSS. Hasil penelitian ini menunjukkan bahwa ada perbedaan yang signifikan pada faktor risk profile pada BRI, Mandiri dan BNI. Faktor berikutnya yaitu earning juga menunjukkan perbedaan yang signifikan pada tiga bank tersebut. Namun, faktor earning dan faktor GCG pada tiga bank tersebut menunjukkan tidak adanya perbedaan yang signifikan.
English Abstract
This study aims to analyze the bank soundness level of 3 most popular commercial state-owned banks in Indonesia, namely: PT Bank Rakyat Indonesia Tbk, PT Bank Mandiri (Persero )Tbk and PT Bank Negara Indonesia (Persero) Tbk using RGEC Method (Risk Profile, Good Corporate Governance, Earnings and Capital). The bank soundness level was measured through some financial ratios such as NPL, IRR, LDR, LAR, ROA, ROE, NIM, OEF and factors of Good Corporate Governance (GCG) on RGEC Method. The type of this research in this study is quantitative descriptive and the data of this research were collected from the annual reports of each bank from the period between 2011 and 2015. The data were analyzed using MANOVA, ANOVA and Kruskall-Wallis methods in SPSS software. The findings of this research show that there is a significant difference on the Risk profile factors among BRI, Mandiri and BNI. The following factor, namely earning show significant differences as well. However, the capital factor and the GCG factors of those three banks do not indicate any significant difference.
| Item Type: | Thesis (Sarjana) |
|---|---|
| Identification Number: | SKR/FE/2017/346/051706711 |
| Uncontrolled Keywords: | Tingkat Kesehatan Bank, Metode RGEC, Bank BUMN |
| Subjects: | 300 Social sciences > 332 Financial economics > 332.1 Banks > 332.106 8 Banks (Management) |
| Divisions: | Fakultas Ekonomi dan Bisnis > Manajemen |
| Depositing User: | Nur Cholis |
| Date Deposited: | 07 Sep 2017 03:19 |
| Last Modified: | 13 Oct 2020 07:54 |
| URI: | http://repository.ub.ac.id/id/eprint/2201 |
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