Rajasa, Muhammad Attar Indra and Indri Supriani, S.E., M.SEI., (2023) “Pengaruh Tingkat Islamicity Performance Index terhadap Kinerja Keuangan Bank Syariah: Studi Kasus Bank Muamalat Periode 2013-2023”. Sarjana thesis, Universitas Brawijaya.
Abstract
Pertumbuhan industri perbankan syariah pada beberapa tahun terakhir telah menunjukkan peningkatan yang signifikan. Ditengah pesatnya pertumbuhan perbankan syariah, Islamicity Performance Index (IPI) hadir sebagai sarana untuk mengukur kepatuhan syariah, tata kelola syariah, dan sosial syariah. Penelitian ini ditujukan dalam menguji pengaruh IPI yang terdiri dari indikator Profit Sharing Ratio (PSR), Zakat Performance Ratio (ZPR), Equitable Distribution Ratio (EDR), dan Islamic Income vs Non-Islamic Income (ISIN) terhadap kinerja keuangan bank melalui Return on Assets (ROA) dan Return on Equity (ROE) pada Bank Muamalat. Data keuangan triwulan Bank Muamalat pada periode 2013Q1–2023Q2 dianalisis menggunakan Autoregressive Distributed Lag (ARDL) dengan menyertakan tingkat inflasi di Indonesia sebagai variabel kontrol. Hasil dari penelitian ini mengemukakan adanya pengaruh dari IPI meskipun terdapat beberapa faktor yang mengakibatkan pengaruh tersebut menjadi tidak optimal. Dari hasil penelitian ini didapati bahwa pada Bank Muamalat EDR berpengaruh signifikan positif terhadap kinerja keuangan, PSR berpengaruh signifikan negatif terhadap kinerja keuangan, ZPR tidak berpengaruh signifikan, dan ISIN tidak berpengaruh signifikan. Sehingga meskipun terdapat kointegrasi diantara IPI dan kinerja keuangan tetapi terdapat beberapa faktor yang menyebabkan pengaruh dari IPI tidak dapat maksimal.
English Abstract
The growth of the Islamic banking industry in recent years has shown a significant increase. Amidst this rapid growth, the Islamicity Performance Index (IPI) has emerged as a tool to measure sharia compliance, sharia governance, and sharia social indicator. This research aims to examine the influence of the Islamicity Performance Index (IPI), consisting of indicators such as Profit Sharing Ratio (PSR), Zakat Performance Ratio (ZPR), Equitable Distribution Ratio (EDR), and Islamic Income vs Non-Islamic Income (ISIN), on the financial performance of banks through Return on Assets (ROA) and Return on Equity (ROE) within Bank Muamalat. Financial data from Bank Muamalat for the quarterly period from 2013Q1 to 2023Q2 is analyzed using the Autoregressive Distributed Lag (ARDL) method, with utilization of Indonesia's inflation rate as control variables. The results of this study suggest the presence of an influence from the IPI, although there are several factors that result in this influence not being optimal. The study found that at Bank Muamalat, EDR has a significant positive effect on financial performance, PSR has a significant negative effect on financial performance, ZPR does not have a significant effect, and ISIN does not have a significant effect. Therefore, despite the cointegration between IPI and financial performance, there are several factors that prevent the influence of IPI from being maximized..
| Item Type: | Thesis (Sarjana) |
|---|---|
| Identification Number: | :0523020874 |
| Uncontrolled Keywords: | Islamic Banking, Islamicity Performance Index (IPI),, Return on Assets (ROA), Return on Equity (ROE, Bank Muamalat, Financial Performanceburnout |
| Divisions: | Fakultas Ekonomi dan Bisnis > Ilmu Ekonomi |
| Depositing User: | Unnamed user with username nova |
| Date Deposited: | 03 Apr 2024 06:40 |
| Last Modified: | 03 Apr 2024 06:40 |
| URI: | http://repository.ub.ac.id/id/eprint/217931 |
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