Determinan Kinerja Keuangan Perbankan Yang Terdaftar Di Bursa Efek Indonesia Periode 2017-2021

Elrachma, Zafirah Firdausi and Dra.Wiwik Hidajah Ekowati,, M.Si., CA., Ak. (2023) Determinan Kinerja Keuangan Perbankan Yang Terdaftar Di Bursa Efek Indonesia Periode 2017-2021. Sarjana thesis, Universitas Brawijaya.

Abstract

Penelitian ini bertujuan untuk memperoleh bukti empiris pengaruh faktor-faktor rasio keuangan yang meliputi Non-Performing Loan (NPL), Loan to Deposit Ratio (LDR), Capital Adequacy Ratio (CAR), dan ukuran bank (size of bank) terhadap kinerja keuangan. Populasi penelitian adalah perusahaan sub sektor perbankan umum konvensional yang terdaftar di Bursa Efek Indonesia (BEI) periode 2017 sampai dengan tahun 2021. Pengambilan sampel dilakukan dengan metode purposive sampling, sehingga diperoleh sebanyak 40 sampel perusaahan dengan 186 jumlah data. Metode analisis yang digunakan yaitu uji analisis regresi berganda dengan menggunakan bantuan program Statisticcal Product and Service Solution (SPSS) versi 26. Hasil penelitian menunjukkan bahwa variabel Non-Performing Loan (NPL) berpengaruh dengan arah korelasi negatif terhadap kinerja keuangan. Selain itu, variabel ukuran bank (size of bank) juga berpengaruh dengan arah korelasi positif terhadap kinerja keuangan. Akan tetapi, variabel Loan to Deposit Ratio (LDR) dan Capital Adequacy Ratio (CAR) terbukti tidak berpengaruh terhadap kinerja keuangan.

English Abstract

This study aims to obtain empirical evidence of the influence of financial ratio factors which include Non-Performing Loans (NPL), Loan to Deposit Ratio (LDR), Capital Adequacy Ratio (CAR), and bank size (size of bank) on financial performance. The research population is conventional general banking sub-sector companies listed on the Indonesia Stock Exchange (IDX) for the period 2017 to 2021. Sampling was carried out using a purposive sampling method, resulting in a total of 40 company samples with 186 total data. The analytical method used was multiple regression analysis using the help of the Statistical Product and Service Solution (SPSS) version 26 program. The results showed that the Non-Performing Loan (NPL) variable had a negative correlation with financial performance. In addition, the variable size of the bank (size of bank) also influences the direction of a positive correlation to financial performance. However, the Loan to Deposit Ratio (LDR) and Capital Adequacy Ratio (CAR) variables proved to have no effect on financial performance.

Item Type: Thesis (Sarjana)
Identification Number: :0523020719
Uncontrolled Keywords: kinerja keuangan, Non-Performing Loan (NPL), Loan to Deposit Ratio (LDR), Capital Adequacy Ratio (CAR), dan ukuran bank (size of bank)
Divisions: Fakultas Ekonomi dan Bisnis > Akuntansi
Depositing User: Unnamed user with username nova
Date Deposited: 25 Jan 2024 02:26
Last Modified: 25 Jan 2024 02:26
URI: http://repository.ub.ac.id/id/eprint/211559
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