Heryanto, Nadira Nur Affifah and Shofwan,, S.E., M.Si. (2023) Pendekatan Risk Profile, Good Corporate Governance, Earning, dan Capital (RGEC) dalam Pengukuran Kesehatan Perbankan (Studi: Selama Pandemi Covid-19). Sarjana thesis, Universitas Brawijaya.
Abstract
Tahun 2020 terdapat penurunan laba bersih bank BUMN dengan rata-rata 40% setiap bank, disusul dengan kenaikan potensi risiko kredit, serta penurunan harga saham bank BUMN. Dalam menjaga tingkat kepercayaan masyarakat, perbankan diharuskan untuk terus menjaga tingkat kesehatan yang dimilikinya. Tingkat kesehatan ini dapat dihitung melalui analisis perhitungan RGEC (Risk Profile, Good Corporate Governance, Earning, dan Capital). Metode yang digunakan adalah dekriptif komparatif yaitu dengan meneliti laporan keuangan tahunan yang kemudian dibandingkan dengan laporan lainnya sehingga diketahui perbedaan tingkat kesehatan bank pada bank BUMN selama pandemi Covid-19. Hasil dari penelitian ini adalah terdapat perbedaan tingkat kesehatan setiap tahunnya selama Pandemi Covid-19 ditahun 2020 hingga 2022 pada bank-bank BUMN yang ditunjukkan dari perubahan rasio-rasio perhitungan RGEC.
English Abstract
In 2020, there was a decrease in the net profit of state-owned banks by an average of 40% for each bank, followed by an increase in the potential for credit risk and a decrease in the share price of state-owned banks. In maintaining the level of public trust, banks must continue to maintain their level of health. This level of health can be calculated through RGEC (Risk Profile, Good Corporate Governance, Earning and Capital) calculation analysis. The method used is descriptive comparative, namely by examining annual financial reports which are then compared with other reports so that differences in the soundness level of banks and state-owned banks are known during the Covid-19 pandemic. The results of this study show difference in the level of soundness every year during the COVID-19 pandemic from 2020 to 2022 at state-owned banks as indicated by changes in RGEC calculation ratios.
| Item Type: | Thesis (Sarjana) |
|---|---|
| Identification Number: | :0523020610 |
| Divisions: | Fakultas Ekonomi dan Bisnis > Ilmu Ekonomi |
| Depositing User: | Unnamed user with username nova |
| Date Deposited: | 10 Jan 2024 05:08 |
| Last Modified: | 10 Jan 2024 05:08 |
| URI: | http://repository.ub.ac.id/id/eprint/207379 |
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