Wasi’i, Fiil Musvirotul and Dias Satria,, SE., M.App.Ec., Ph.D. (2023) Determinan Profitabilitas Perbankan Syariah Sebelum Dan Saat Pandemi Covid-19. Sarjana thesis, Universitas Brawijaya.
Abstract
Pertumbuhan pangsa pasar perbankan syariah masih terbatas, begitupun dengan profitabilitasnya. Namun selama pandemi, perbankan syariah dapat menjaga profitabilitas mereka tetap stabil. Penelitian ini bertujuan untuk mengidentifikasi determinan perbankan syariah sebelum dan sesudah pandemi COVID-19 berdasarkan faktor internal yaitu melalui faktor spesifik bank dan faktor eksternal yaitu melalui faktor makroekonomi dan faktor pasar. Metode penelitian menggunakan Uji Wilcoxon dan General Method of Moment (GMM). Hasil menunjukkan bahwa kinerja bank syariah resilience selama pandemi. Semua faktor meliputi ukuran bank, aktivitas off-balance sheet, risiko kredit, modal, inflasi, PDB dan sukuk berpengaruh secara signifikan terhadap profitabilitas bank syariah pada periode sebelum pandemi, sementara selama periode pandemi ukuran bank, risiko kredit dan biaya overhead tidak berpengaruh secara signifikan. Penemuan ini menunjukkan bahwa ketahanan kinerja bank syariah selama pandemi berkaitan erat dengan aktivitas off-balance sheet dan modal, serta makroekonomi dan pasar. Penelitian ini bermanfaat bagi manajemen dalam menjaga serta meningkatkan kinerja bank syariah di masa mendatang.
English Abstract
The growth of Islamic banking market share is still limited, as well as its profitability. But during a pandemic, Islamic banking can keep their profitability stable. This study aims to identify the determinants of Islamic banking before and after the COVID-19 pandemic based on internal factors, namely through bankspecific factors and external faktors, namely through macroeconomic factors and market factors. The research method uses the Wilcoxon Test and the General Method of Moment (GMM). The results show that the performance of Islamic banks is resilience during a pandemic. All factors including bank size, off-balance sheet activity, credit risk, capital, inflation, GDP and sukuk had a significant effect on the profitability of Islamic banks in the pre-pandemic period, while during the pandemic period bank size, credit risk and overhead costs did not have a significant effect . These findings show that the resilience of Islamic bank performance during a pandemic is closely related to off-balance sheet activity and capital, as well as macroeconomics and markets. This research is useful for management in maintaining and improving the performance of Islamic banks in the future.
| Item Type: | Thesis (Sarjana) |
|---|---|
| Identification Number: | :0523020250 |
| Uncontrolled Keywords: | Profitabilitas Bank, Faktor Eksternal, Faktor Internal, Pandemi, Panel Dinamis, GMM, Efisiensi Bank, Bank Syariah, Indonesia |
| Subjects: | 300 Social sciences > 330 Economics |
| Divisions: | Fakultas Ekonomi dan Bisnis > Ilmu Ekonomi |
| Depositing User: | Unnamed user with username nova |
| Date Deposited: | 08 Dec 2023 02:20 |
| Last Modified: | 08 Dec 2023 02:20 |
| URI: | http://repository.ub.ac.id/id/eprint/205057 |
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