Perbandingan Pengukuran Struktur Persaingan Herfindahl- Hirschman Index (Hhi) Dan Concentration Ratio (Cr) Industri Perbankan Di Indonesia

Khansa, Ken Ayu and Shofwan, (2022) Perbandingan Pengukuran Struktur Persaingan Herfindahl- Hirschman Index (Hhi) Dan Concentration Ratio (Cr) Industri Perbankan Di Indonesia. Sarjana thesis, Universitas Brawijaya.

Abstract

Penelitian ini bertujuan untuk mengetahui, mengukur dan menganalisis serta membandingkan struktur persaingan perbankan di Indonesia. Penelitian ini menggunakan sampel 9 bank yang masing-masing terdiri atas 4 bank Bank Umum Milik Negara (BUMN) dan 5 Bank Umum Swasta Nasional (BUSN) dengan perolehan pangsa pasar berdasarkan Dana Pihak Ketiga terbesar di Indonesia. Metode analisis data yang digunakan adalah analisis rasio konsentrasi menggunakan Herfidahl-Hirschman Index dan Concentration Ratio. Hasil analisis menunjukkan bahwa terdapat perbedaan hasil antara rasio HHI dan CR, rasio HHI menunjukkan pasar perbankan Indonesia berada pada pasar persaingan monopolistik, sedangkan berdasarkan rasio CR, perbankan Indonesia berada pada pasar persaingan sempurna, analisis lebih lanjut menunjukkan tingkat konsentrasi pasar yang semakin meningkat dan kesesuaian pasar perbankan indonesia dengan karakteristik pada pasar monopolistik. Selain itu berdasarkan masing-masing kelompok bank, kelompok Bank BUMN berada pada pasar persaingan oligopoli longgar/persaingan monopolistik, pada kelompok Bank BUSN berada pada struktur persaingan efektif/monopolistik, sedangkan pada Sedangkan pada kelompok bank yang tergolong besar (BUKU IV) berada pada struktur persaingan oligopoli longgar atau persaingan monopolistik

English Abstract

This study aims to determine, measure and analyze and compare the structure of banking competition in Indonesia.This study used a sample of 9 banks, each consisting of 4 State-Owned Commercial Banks (BUMN) and 5 National Private Commercial Banks (BUSN) with market share gains based on the largest Third Party Funds in Indonesia. The data analysis method used is concentration ratio analysis using Herfidahl-Hirschman Index and Concentration Ratio.The results of the analysis show that there is a difference in results between the ratio of HHI and CR, the HHI ratio shows that the Indonesian banking market is in a monopolistic competition market, while based on the CR ratio, Indonesian banks are in a perfectly competitive market, further analysis shows an increasing level of market concentration and the suitability of the Indonesian banking market with characteristics in the monopolistic market.In addition, based on each group of banks, the group of state-owned banks is in the market of loose oligopoly competition / monopolistic competition, in the Group of National Private Commercial Banks is in the structure of effective / monopolistic competition, while in the group of banks that are classified as large (BUKU IV) it is in the structure of loose oligopoly competition or monopolistic competition.

Other obstract

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Item Type: Thesis (Sarjana)
Identification Number: :0522020236
Uncontrolled Keywords: Sruktur Pasar; Herfidahl-Hirschman Index; Concentration Ratio; Persaingan, Market Structure; Herfidahl-Hirschman Index; Concentration Ratio; Competition
Subjects: 300 Social sciences > 330 Economics
Divisions: Fakultas Ekonomi dan Bisnis > Ilmu Ekonomi
Depositing User: Nur Cholis
Date Deposited: 01 Feb 2023 04:28
Last Modified: 01 Feb 2023 04:28
URI: http://repository.ub.ac.id/id/eprint/197210
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