Hermeindito, Andreas and Dr. Susilo,, SE., MS (2022) Analisis Inklusi Keuangan Melalui Elektronik Warung Gotong Royong (E- Warong) Pada Masa Pandemi (Studi Penyaluran Bantuan Sosial Non Tunai Di Kota & Kabupaten Kediri). Sarjana thesis, Universitas Brawijaya.
Abstract
Rendahnya indeks inklusi keuangan di Indonesia dibandingkan negara ASEAN perlu ditingkatkan melalui BSNT. Penelitian ini bertujuan mengetahui pemahaman, pengalaman, bentuk layanan dan kecenderungan transaksi non tunai penerima BSNT di Kota & Kabupaten Kediri. Penelitian ini menggunakan metode kuantitatif deskriptif dengan teknik analisis deskriptif persentase. Data diperoleh melalui wawancara, dokumentasi dan observasi. Responden penelitian adalah penerima BSNT dan pemilik E-Warong. Pengambilan sampel penelitian menggunakan purposive sampling. Hasil penelitian ini menunjukan bahwa sebagian besar masyarakat penerima BSNT memahami serta siap menggunakan layanan transaksi non tunai pada penyaluran BSNT. Namun, penerima BSNT masih belum mengoptimalkan dan tidak mengetahui jenis layanan uang elektronik. Responden pemilik E-warong menyediakan jenis pembayaran dan fasilitas layanan keuangan yang beragam. Kecenderungan transaksi non tunai meningkat setelah diperlengkapi fasilitas pembayaran non tunai pada E-Warong. Upaya peningkatan inklusi keuangan melalui E-Warong pada penyaluran BSNT mampu membawa masyarakat penerima BSNT di Kota dan Kabupaten Kediri untuk mengenal dan menggunakan layanan keuangan.
English Abstract
The low financial inclusion index in Indonesia compared to ASEAN countries needs to be improved through BSNT. This research aims to determine the understanding, experience, form of service and the tendency of non-cash transactions of BSNT recipients in Kediri City & Regency. This research uses a descriptive quantitative method with a percentage descriptive analysis technique. Data are obtained through interviews, documentation and observation. Respondents to the study were BSNT recipients and owners of E-Warong. Research sampling using purposive sampling. The results of this study show that most of the BSNT recipients understand and are ready to use cashless transaction services in BSNT distribution. However, BSNT recipients still do not optimize and do not know the type of electronic money service. Respondents who own E-warong provide various types of payments and financial service facilities. The trend of non-cash transactions has increased after being equipped with cashless payment facilities on E-Warong. Efforts to increase financial inclusion through E-Warong in BSNT distribution are able to bring BSNT recipients in Kediri City and Regency to get to know and use financial services
Other obstract
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| Item Type: | Thesis (Sarjana) |
|---|---|
| Identification Number: | 0522020070 |
| Uncontrolled Keywords: | Inklusi Keuangan; E-Warong; BSNT, Financial Inclusion; E-Warong; BSNT |
| Subjects: | 300 Social sciences > 330 Economics |
| Divisions: | Fakultas Ekonomi dan Bisnis > Ilmu Ekonomi |
| Depositing User: | Nur Cholis |
| Date Deposited: | 07 Nov 2022 02:19 |
| Last Modified: | 07 Nov 2022 02:19 |
| URI: | http://repository.ub.ac.id/id/eprint/196155 |
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Text (DALAM MASA EMBARGO)
ANDREAS HERMEINDITO.pdf Restricted to Registered users only until 31 December 2024. Download (2MB) |
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