Santoso, Caesar Rizki and Dr. Atim Djazuli.,, SE.,MM (2020) The Influence of Financial Literacy and Financial Technology on Financial Inclusion of Students in Faculty of Economics and Business Universitas Brawijaya. Sarjana thesis, Universitas Brawijaya.
Abstract
Literasi keuangan adalah kesadaran dan pengetahuan keuangan tentang produk keuangan, lembaga keuangan dan konsep tentang keterampilan dalam mengelola keuangan (Xu dan Zia 2012). Seiring berkembangnya teknologi informasi dan didukung tingkat penetrasi internet yang pesat, munculah beberapa layanan keuangan digital yang mempermudah masyarakat untuk mendapat layanan keuangan yang disebut financial technology. Menurut Otoritas Jasa Keuangan (2017), semakin meningkatnya penggunaan financial technology menjadi salah satu pendorong untuk meningkatkan inklusi keuangan nasional. Data diproses menggunakan Microsoft Excel dan diolah menggunakan SPSS, penelitian ini merupakan penelitian deskriptif dengan pendekatan kuantitatif. Penelitian ini bertujuan menguji pengaruh literasi keuangan (pengetahuan, perilaku, dan sikap keuangan) dan financial technology terhadap inklusi keuangan pengolahan data dengan metode analisis regresi linear berganda. Penelitian ini menemukan bahwa literasi keuangan dan financial technology keduanya memiliki pengaruh positif dan signifikan terhadap inklusi keuangan
English Abstract
Financial literacy is financial awareness and knowledge of financial products, financial institutions, and the concept of skills in managing finances (Xu and Zia 2012). Along with the development of information technology and supported by a fast internet penetration rate, several digital financial services have emerged that make it easier for people to obtain financial services called financial technology. According to the Financial Services Authority (2017), the increasing use of financial technology is one of the drivers for increasing national financial inclusion. This research is a descriptive study with a quantitative approach. This study aimed to examine the influence of financial literacy (knowledge, behaviour, and financial attitudes) and financial technology on financial inclusion in data processing using multiple linear regression analysis method. The data were processed using Microsoft Excel and SPSS. This study found that financial literacy and financial technology both have a positive and significant influence on financial inclusion
Other obstract
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| Item Type: | Thesis (Sarjana) |
|---|---|
| Identification Number: | 0520020038 |
| Uncontrolled Keywords: | Literasi Keuangan, Financial Technology, Inklusi Keuangan, Financial Literacy, Financial Technology, Financial Inclusion |
| Subjects: | 600 Technology (Applied sciences) > 658 General management |
| Divisions: | Fakultas Ekonomi dan Bisnis > Manajemen |
| Depositing User: | Nur Cholis |
| Date Deposited: | 15 Sep 2022 06:25 |
| Last Modified: | 15 Sep 2022 06:25 |
| URI: | http://repository.ub.ac.id/id/eprint/194244 |
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Text (DALAM MASA EMBARGO)
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