Pengaruh Financial Knowledge Terhadap Firm Performance Melalui Financial Behavior Dan Access To Finance Dengan Financial Risk Attitude Sebagai Variabel Moderasi (Studi Pada Usaha Mikro Kecil Menengah Di Kawasan Kampung Tematik Kota Malang)

Wati, Ciclk Retno and Dr Dra Sumiab,, M Si and Dr Dra Andamau,, ME (2021) Pengaruh Financial Knowledge Terhadap Firm Performance Melalui Financial Behavior Dan Access To Finance Dengan Financial Risk Attitude Sebagai Variabel Moderasi (Studi Pada Usaha Mikro Kecil Menengah Di Kawasan Kampung Tematik Kota Malang). Magister thesis, Universitas Brawijaya.

Abstract

Penelitian ini bertujuan untuk mengetahui bagaimana pengaruh financial knowledge terhadap firm performance, peran financial behavior dan access to finance sebagai mediasi, serta peran financial risk attitude sebagai moderasi. Objek penelitian ini merupakan pemilik UMKM bidang makanan dan minuman di Kota Malang. Pengambilan data dilakukan dengan menggunakan kuisoner sebanyak 150 responden. Analisis data penelitian ini menggunakan partial least square. Hasil penelitian ini menjelaskan bahwa financial knowledge berpengaruh secara positif dan signifikan terhadap firm performance; financial behavior memediasi hubungan antara financial knowledge dengan firm performance; access to finance tidak memediasi hubungan antara financial knowledge dengan firm performance; serta financial risk attitude memperlemah hubungan antara financial knowledge dengan financial behavior.

English Abstract

The objective of this research is to identify the effect of financial knowledge on firm performance, the mediation of financial behavior and access to finance, and the moderation of financial risk. The object of this research is owners of food-and- beverage MSME in Malang city. The data was acquired from questionnaires distributed to 150 respondents and was analyzed using partial least squares. This study finds that financial knowledge positively and significantly affects firm performance, that financial behavior mediates the effect of financial knowledge on firm performance, that access to finance does not mediate the influence of financial knowledge on firm performance, and that financial risk attitude weakens the impact of financial knowledge on financial behavior.

Item Type: Thesis (Magister)
Identification Number: 0421020005
Uncontrolled Keywords: Financial Knowledge; Financial Behavior; Access to Finance; Financial Risk Attitude; Firm Performance, financial knowledge; financial behavior; access to finance; financial risk attitude; firm performance
Subjects: 600 Technology (Applied sciences) > 658 General management
Divisions: Fakultas Ekonomi dan Bisnis > Manajemen
Depositing User: Nur Cholis
Date Deposited: 13 Jun 2022 07:24
Last Modified: 24 Sep 2024 08:36
URI: http://repository.ub.ac.id/id/eprint/191058
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