Analysis of Factors Affecting the Profitability of Islamic Commercial Banks in Indonesia for the 2014-2019 Period

Syahara, Ariq Alfa and Yenny Kornitasari,, S.E., M.E (2021) Analysis of Factors Affecting the Profitability of Islamic Commercial Banks in Indonesia for the 2014-2019 Period. Sarjana thesis, Universitas Brawijaya.

Abstract

Penelitian ini bertujuan untuk mengetahui faktor-faktor yang mempengaruhi bank umum syariah di Indonesia pada periode 2014.10-2019.9. Data penelitian ini diperoleh dari publikasi resmi OJK dan web resmi penyedia data negara. Penelitian ini menggunakan 5 variabel yang terdiri dari 1 variabel dependen serta 4 variabel independen. Variabel profitabilitas bank umum syariah sebagai variabel dependen, variabel Non Performing Financing (NPF), Financing To Deposit Ratio (FDR), Inflasi dan Produk Domestik Bruto (PDB) sebagai variabel independen. Penelitian ini menggunakan metode regresi linier berganda dengan Software SPSS Versi 26.0. Hasil penelitianxinixmenunjukkanxbahwa variabel Non Performing Financing (NPF) dan Financing to Deposite Ratio (FDR) memiliki pengaruh negatif dan signifikan, sementara variabel Inflasi dan Produk Domestik Bruto (PDB) tidak memiliki pengaruh yang signifikan terhadap variabel Profitabilitas Bank Umum Syariah di Indonesia periode 2014-2019.

English Abstract

This study aims to determine the factors that affect Islamic commercial banks in Indonesia in the period 2014.10-2019.9. The data for this research were obtained from the official publications of the OJK and the official websites of state data providers. This study uses 5 variables consisting of 1 dependent variable and 4 independent variables. The variable profitability of Islamic commercial banks as the dependent variable, the variable Non Performing Financing (NPF), Financing To Deposit Ratio (FDR), Inflation and Gross Domestic Product (GDP) as independent variables. This research uses multiple linear regression method with SPSS Software Version 26.0. The results of this research show that the Non-Performing Financing (NPF) and Financing to Deposite Ratio (FDR) variables have a negative and significant effect, while the Inflation and Gross Domestic Product (GDP) variables have no significant effect on the Profitability of Islamic Commercial Banks in Indonesia for the 2014-2019 period.

Item Type: Thesis (Sarjana)
Identification Number: 0521020340
Uncontrolled Keywords: Profitabilitas Bank Umum Syariah, Non Performing Financing (NPF), Financing to Deposit Ratio (FDR), Inflasi, Produk Domestik Bruto (PDB)., Profitability of Islamic Commercial Banks, Non Performing Financing (NPF), Financing to Deposit Ratio (FDR), Inflation, Gross Domestic Product (GDP
Subjects: 300 Social sciences > 330 Economics
Divisions: Fakultas Ekonomi dan Bisnis > Ilmu Ekonomi
Depositing User: Nur Cholis
Date Deposited: 13 Jun 2022 02:53
Last Modified: 13 Jun 2022 02:53
URI: http://repository.ub.ac.id/id/eprint/191013
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