Fitriani, Ajeng Pipit (2018) Analisis Faktor-Faktor yang Mempengaruhi Kinerja Keuangan Bank Umum Syariah di Indonesia. Magister thesis, Universitas Brawijaya.
Abstract
Penelitian ini bertujuan untuk menguji secara empiris dan menganalisis pengaruh zakat, qardh, murabahah, mudharabah, musyarakah, dan corporate social responsibility terhadap kinerja keuangan Bank Umum Syariah di Indonesia Periode 2012-2016. Teknik analisis menggunakan regresi linear berganda. Populasi penelitian adalah Bank Umum Syariah yang terdaftar di dalam Otoritas Jasa Keuangan (OJK) pada tahun 2012-2016. Sampel dipilih menggunakan teknik penyampelan purposive sampling, dengan kriteria Bank Umum Syariah yang menyajikan laporan keuangan periode 2012-2016 dan diperoleh sampel sebanyak 10 bank dari 13 Bank Umum Syariah di Indonesia. Hasilnya menunjukkan beberapa temuan. Pertama, hasil penelitian menunjukkan bahwa zakat, qardh, dan murabahah tidak berpengaruh terhadap kinerja keuangan Bank Umum Syariah. Kedua, pningkatan pembiayaan musyarakah dapat meningkatkan kinerja keuangan Bank Umum Syariah. Ketiga, peningkatan pembiayaan mudharabah dan kegiatan corporate social responsibility yang dilakukan oleh bank dapat menurunkan kinerja keuangan, karena mudharabah memiliki berbagai macam risiko salah satunya adalah kelalaian mudharib dalam menjalankan usaha sedangkan kegiatan corporate social responsibility merupakan investasi jangka panjang
English Abstract
This research purpose is to test empirically and analyze the influence of zakat, qardh, murabahah, mudharabah, musyarakah, and corporate social responsibility towards financial performance Commercial Bank Syariah in Indonesia in 2012-2016 period of time. The analyzing technique used double linear regression. Research population is Syariah Commercial Bank listed in Financial Service Authority (in Indonesia called OJK) year 2012-2016. The sample taken by using purposive sampling, within the Syariah Commercial Bank criteria that showed the financial report in 2012-2016 period and the number of taken samples is 10 out of 13 Syariah Commercial Bank in Indonesia. The result shows several findings. First, the research result showed that zakat, qardh, and murabahah does not affect the Syariah Commercial Bank financial performance. Second, Increasing on musyarakah financing can improve the financial performance of Syariah Commercial Banks. Increasing on mudharabah and corporate social responsibility activities carried out by banks can reduce financial performance, because mudharabah has various risks one of them is mudharib negligence in running a business, while corporate social responsibility activities are a long-term investment.
Other obstract
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| Item Type: | Thesis (Magister) |
|---|---|
| Identification Number: | TES/658.155/FIT/2018/a/041809453 |
| Uncontrolled Keywords: | MANAGEMENT—FINANCE DEPARTEMENT |
| Subjects: | 600 Technology (Applied sciences) > 658 General management > 658.1 Organization and financial management > 658.15 Financial management |
| Divisions: | S2/S3 > Doktor Ilmu Akuntansi, Fakultas Ekonomi dan Bisnis |
| Depositing User: | Budi Wahyono Wahyono |
| Date Deposited: | 02 Sep 2019 07:37 |
| Last Modified: | 02 Sep 2019 07:37 |
| URI: | http://repository.ub.ac.id/id/eprint/172272 |
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