Taway, Narisa Aanadwanti (2018) Perlindungan Hukum Nasabah Yang Terikat Dalam Akad Murabahah (Jual Beli) Saat Terjadi Pembiayaan Bermasalah Berdasarkan Prinsip Perbankan Syariah (Studi Terhadap Pasal 19 Ayat (1) Huruf D Undang-Undang Republik Indonesia Nomor 21 Tahun 2008 Tentang Perbankan Syariah). Magister thesis, Universitas Brawijaya.
Abstract
Pada tesis ini, penulis mengangkat permasalahan perlindungan hukum terhadap pembiayaan bermasalah belum mencerminkan keadilan. Pemilihan tema dilatarbelakangi adanya (konflik norma pada aturan pelaksana Pasal 19 ayat (1) huruf d Undang-Undang Republik Indonesia Nomor 21 Tahun 2008 Tentang Perbankan Syariah. Konflik norma karena pelaksanaan bertentangan dengan aturan, prinsip-prinsisp perbankan syariah tidak diterapkan mengenai penyelesaian pembiayaan bermasalah yang sebagaimana diatur dalam peraturan perundang-undangan terkhusus akad Murabahah). Berdasarkan uraian di atas, tesis ini mengangkat rumusan masalah : 1. Apakah prosedur PT. Bank Rakyat Indonesia Syariah cabang Mataram melakukan lelang obyek Akad Murabahah (jual beli) sudah sesuai dengan prinsip Perbankan Syariah? 2. Bagaimana perlindungan hukum nasabah dalam Akad Murabahah (jual beli) bila dikaitkan dengan Pasal 19 ayat (1) huruf d Undang-Undang Republik Indonesia Nomor 21 Tahun 2008 Tentang Perbankan Syariah? Penulisan laporan penelitian proposal ini menggunakan metode yuridis normatif dengan metode pendekatan perundang-undangan (statute approach), pendekatan konsep (conceptual approach) dan pendekatan kasus (case approach). Bahan hukum primer, sekunder dan tersier yang diperoleh penulis akan dianalisis dengan menggunakan teknik analisis preskripif, yaitu penelitian yang dilakukan dalam rangka menghasilkan argumentasi, teori atau konsep baru yang diharapkan dapat menjadi pemecahan masalah hukum yang dihadapi dalam penelitian ini. Teknik tersebut digunakan untuk memperoleh jawaban ketepatan prosedur pelaksanaan dari ketentuan Pasal 19 ayat (1) huruf d UU Perbankan Syariah terdapat konflik norma, berakibat hak nasabah belum mencapai asas keadilan. Interprestasi hukum dipilih metode interprestasi gramatikal, sosiologis/teleogis dan restriktif sehingga diperoleh kesimpulan dengan aturan pelaksana menjamin asas keadilan nasabah terlaksana diwujudkan melalui metode penyempitan/ pengkonkretan hukum yang berupa delegasi.
English Abstract
In this thesis, the author raised the problems of the legal protection of financing the troubled yet reflect justice. The selection of a theme backed by towering presence (implementing rules of conflict of norms in article 19 paragraph (1) letter d of the Act of the Republic of Indonesia Number 21-year 2008 About Islamic banking. Because of the implementation of the norms of conflict contrary to rules, principles-prinsisp Islamic banking is not applied on the troubled financing resolution as set forth in regulations particularly Akkadian Murabaha). Based on the description above, this thesis raised the formulation issues: 1. What is the procedure of PT. Bank Rakyat Indonesia Islamic Mataram Branch performs the contract object auction Murabaha (buy and sell) is in compliance with the principles of Islamic banking? 2. what legal protection clients in Contract Murabaha (buy and sell) when associated with article 19 paragraph (1) letter d of the Act of the Republic of Indonesia Number 21-year 2008 About Islamic banking? Report writing research proposal using the method of juridical normative approach to statutory methods (statute approach), approaches the concept of (conceptual approach) and the approach of the case (case approach). The primary legal materials, secondary and tertiary earned the author will be analyzed using preskripif analysis techniques, namely the research done in order to produce a theory of argumentation, or new concepts which are expected to be solving the legal problems encountered in this study. The techniques used to obtain answers to the accuracy of the procedure of the implementation of the provisions of article 19 and paragraph (1) letter d ACT of Islamic banking, there is a conflict of norms, the customer has not yet reached the right result in the principle of fairness. Legal interpretation of selected methods of grammatical interpretation, sociological/teleogis and restrictive so the conclusion with the implementing rules guarantee fundamental justice client resources were realized through legal methods of refinement/pengkonkretan the form of delegation.
| Item Type: | Thesis (Magister) |
|---|---|
| Identification Number: | TES/340.59/TAW/p/2018/041804765 |
| Uncontrolled Keywords: | ISLAMIC LAW |
| Subjects: | 300 Social sciences > 340 Law > 340.5 Legal systems > 340.59 Islamic law |
| Divisions: | S2/S3 > Magister Kenotariatan, Fakultas Hukum |
| Depositing User: | Endang Susworini |
| Date Deposited: | 14 Aug 2019 03:01 |
| Last Modified: | 14 Aug 2019 03:01 |
| URI: | http://repository.ub.ac.id/id/eprint/171364 |
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