Pradani, Whendi Denalta (2019) Analisis Pengaruh Capital Adequacy Ratio (Car), Penghapusan Aktiva Produktif Kredit (Ppapk), Cash Ratio (Cr), Biaya Operasional Terhadap Pendapatan Operasional (Bopo) Dan Net Interest Margin (Nim) Terhadap Profitabilitas (Roa) Bank Bumn, Bank Swasta Nasional, Dan Bank Asing Di Indonesia Tahun 2008-2017. Sarjana thesis, Universitas Brawijaya.
Abstract
Tujuan dari penelitian ini adalah untuk mengetahui bagaimana pengaruh capital adequacy ratio (CAR), penyisihan penghapusan aktiva produktif kredit (PPAPK), cash ratio (CR), biaya operasional terhadap pendapatan operasional (BOPO), dan net interest margin (NIM) terhadap profitabilitas (ROA) perbankan di Indonesia serta pada bank milik BUMN, bank swasta dan bank asing di Indonesia tahun 2008-2017. Sebanyak 4 bank BUMN, 4 bank swasta dan 4 bank asing digunakan sebagai sampel dalam penelitian ini. Model diestimasi dengan menggunakan analisis data panel dimana terdapat 4 model data panel yang terdiri dari : model 1 (seluruhan bank), model 2 (bank BUMN), model 3 (bank swasta), dan model 4 (bank asing). Hasil penelitian ini menunjukan bahwa variabel CAR, Cash Ratio, BOPO, dan NIM memiliki pengaruh signifikan pada semua model pengujian. Selain itu pada variabel PPAPK memiliki pengaruh yang positif pada model 2 (bank BUMN) dan model 4 (bank asing) sedangkan pada model 1 (seluruh bank) dan model 3 (bank swasta) memiliki pengaruh yang negatif
English Abstract
The purpose of this studi are to determine how the effect of capital adequacy ratio (CAR), provision for loan losses (PPAPK), cash ratio (CR), operating expenses on operating income (BOPO), and net interest margin (NIM) to return on assets (ROA) banks in Indonesia and in state owned banks, foreign exchange commercial banks and foreign owned banks in Indonesia between 2008-2017. The model is estimated using panel data analysis where there are 4 models panel data consisting of : model 1 (all banks), model 2 (state owned banks), model 3 (foreign exchange commercial banks), and model 4 (foreign owned banks). The result showed that CAR, CR, BOPO, and NIM variable have significant effect on ROA for all models. Beside that the PPAPK variable have a positive effect for model 2 and model 4, while for model 1 and model 3 have a negative effect on ROA
Other obstract
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| Item Type: | Thesis (Sarjana) |
|---|---|
| Identification Number: | SKR.FEB/2019/112/051903549 |
| Uncontrolled Keywords: | Profitabilitas Bank, Rasio Keuangan, Bank BUMN, Bank Swasta, Bank Asing, Bank Profitability, Financial Ratio, State Owned Banks, Foreign Exchange Commercial Banks and Foreign Owned Banks |
| Subjects: | 300 Social sciences > 332 Financial economics > 332.1 Banks > 332.12 Commercial banks |
| Divisions: | Fakultas Ekonomi dan Bisnis > Ilmu Ekonomi |
| Depositing User: | Nur Cholis |
| Date Deposited: | 16 Aug 2020 10:21 |
| Last Modified: | 21 Oct 2021 06:26 |
| URI: | http://repository.ub.ac.id/id/eprint/170280 |
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