Suharyanto, Bangun (2018) Analisis Faktor-Faktor Yang Mempengaruhi Profitabilitas Bank Syariah Di Indonesia. Sarjana thesis, Universitas Brawijaya.
Abstract
Salah satu hal yang paling disorot dalam menilai kinerja perbankan syariah adalah rasio profitabilitas yang mana rasio yang digunakan dalam penelitian ini adalah Return On Asset (ROA). Penelitian ini bertujuan untuk menguji pengaruh Capital Adequacy Ratio (CAR), Financing to Deposit Ratio (FDR), Non Performing Financing (NPF) dan Biaya Operasional Pendapatan Operasional (BOPO) terhadap profitabilitas yang diproksikan dengan Return On Asset (ROA) pada bank umum syariah dalam periode 2013-2017. Data yang digunakan dalam penelitian ini diperoleh dari data laporan keuangan. Populasi dalam penelitian ini adalah Bank Umum Syariah. Teknik pemilihan sampel yang digunakan yaitu purposive sampling dan diperoleh 5 Bank Umum Syariah dengan periode penelitian pada tahun 2013-2017. Metode analisis data dalam penelitian ini adalah analisis regresi data panel dengan menggunakan software SPSS versi 20. Hasil penelitian menunjukkan bahwa secara simultan Capital Adequacy Ratio (CAR), Financing to Deposit Ratio (FDR), Non Performing Financing (NPF) dan Biaya Operasional Pendapatan Operasional (BOPO) berpengaruh signifikan terhadap profitabilitas. Sedangkan secara parsial, CAR tidak berpengaruh terhadap profitabilitas, FDR tidak berpengaruh terhadap profitabilitas, NPF tidak berpengaruh terhadap profitabilitas, sedangkan BOPO berpengaruh terhadap profitabilitas. Berdasarkan hasil penelitian ini, maka apabila perbankan syariah menginginkan untuk meningkatkan profitabilitas, maka perbankan syariah perlu menekan BOPO.
English Abstract
One of the most highlighted things in assessing the performance of sharia banking is profitability ratios in which the ratio used in this study is Return On Assets (ROA). This study aims to examine the effect of Capital Adequacy Ratio (CAR), Financing to Deposit Ratio (FDR), Non Performing Financing (NPF) and Operating Cost divided by Operating Income (BOPO) to profitability proxyed by Return On Asset (ROA) at Sharia Commercial Bank in the period 2013-2017. The data used in this research is obtained from financial report data. The population in this study is the Sharia Commercial Bank. The sample selection technique used is purposive sampling and obtained 5 Sharia Commercial Bank with research period in 2013-2017. Data analysis method in this research is panel data regression analysis using SPSS version 20 software. The results of research shows that simultaneously Capital Adequacy Ratio (CAR), Financing to Deposit Ratio (FDR), Non Performing Financing (NPF) and Operating Cost divided by Operating Income (BOPO) have a significant effect on profitability. While partially, the CAR has no effect on profitability, FDR has no effect on profitability, NPF has no effect on profitability, while the BOPO has an effect on profitability. Based on the results of this study, then if the sharia banking wants to improve profitability, then sharia banking needs to suppress BOPO.
| Item Type: | Thesis (Sarjana) |
|---|---|
| Identification Number: | SKR/FE/2018/726/051900937 |
| Uncontrolled Keywords: | Capital Adequacy Ratio (CAR), Financing to Deposit Ratio (FDR), Non Performing Financing (NPF), Biaya Operasional Pendapatan Operasional (BOPO), Return On Asset (ROA), Capital Adequacy Ratio (CAR), Financing to Deposit Ratio (FDR), Non Performing Financing (NPF), Operating Costs of Operational Income (BOPO), Return On Asset (ROA) |
| Subjects: | 300 Social sciences > 338 Production > 338.5 General production economics > 338.51 Costs > 338.516 Profits |
| Divisions: | Fakultas Ekonomi dan Bisnis > Ilmu Ekonomi |
| Depositing User: | Nur Cholis |
| Date Deposited: | 02 Apr 2019 02:49 |
| Last Modified: | 20 Oct 2021 02:52 |
| URI: | http://repository.ub.ac.id/id/eprint/163452 |
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