Hidayatullah, Deviana (2018) Analisis Tingkat Kesehatan Bank Menurut Risk Based Bank Rating (Studi Pada Pt. Bank MNC International, Tbk Di Bursa Efek Indonesia Periode 2013-2016). Sarjana thesis, Universitas Brawijaya.
Abstract
Penelitian ini bertujuan untuk menilai tingkat kesehatan Bank MNC International Tbk periode 2013-2016. Penilaian tingkat kesehatan Bank diukur menggunakan pendekatan risiko atau Risk Based Bank Rating (RBBR) berdasarkan Peraturan Bank Indonesia No.13/1/PBI/ 2011. RBBR meliputi aspek: Risk Profil, Good Corporate Governance, Earnings, Capital. Jenis penelitian ini adalah deskriptif kuantitatif dengan menggunakan data sekunder.Hasil penelitian menunjukkan bahwa Bank MNC International adalah bank yang sehat walaupun ada beberapa aspek penilaian yang masih dalam tingkat kesehatan yang cukup baik. Akuisisi yang terjadi pada tahun 2014 memberikan manfaat terhadap kinerja keuangan Bank MNC International, Tbk. Secara umum terjadi perbaikan kinerja pada tahun 2015-2016. Khususnya Risk Profile yang diukur menggunkan nilai rasio NPL mengalami penurunan. IRR, LDR, LAR, dan CR secara kesuluruhan menunjukkan kondisi yang sangat baik. Good Corporate Governance Bank MNC International Tbk secara keseluruhan dinilai cukup baik. Tingkat Earning Bank MNC International Tbk yang diukur menggunakan rasio ROA dan NIM mengalami peningkatan sesudah akuisisi. Capital Bank MNC International Tbk yang diukur menggunakan rasio CAR mengalami peningkata disetiap tahunnya dan bertahan pada tingkat kesehatan yang sangat baik.
English Abstract
This study aims to assess the health level of Bank MNC International, Tbk period 2013-2016. The Bank rating is measured using a Risk-Based Bank Rating (RBBR) based on Bank Indonesia Regulation No.13 / 1 / PBI / 2011. RBBR covers aspects of Risk Profile, Good Corporate Governance, Earnings, and Capital. The type of this research is descriptive quantitative by using secondary data. The results show that Bank MNC is a healthy bank although there are some aspects of the assessment which is still in good health level. The acquisition that occurred in 2014 provides benefits to the financial performance of Bank MNC. In general, there is an improvement in performance in 2015-2016. In particular, the Risk Profile measured using the NPL ratio has decreased. IRR, LDR, LAR, and CR all showed excellent conditions. Good Corporate Governance of Bank MNC as a whole is considered quite good. The rate of Earning of Bank MNC measured using ROA and NIM ratio has increased after the acquisition. Capital MNC Bank, measured using CAR ratios, has risen annually and has maintained a very good level of health
| Item Type: | Thesis (Sarjana) |
|---|---|
| Identification Number: | SKR/FE/2018/324/051807780 |
| Uncontrolled Keywords: | Tingkat Kesehatan Bank, Risk Based Bank Rating, Risk Profile, Good Corporate Governance, Earnings, Capital, Bank Rating, Risk-Based Bank Rating, Risk Profile, Good Corporate Governance, Earnings, Capital. |
| Subjects: | 300 Social sciences > 332 Financial economics > 332.1 Banks |
| Divisions: | Fakultas Ekonomi dan Bisnis > Manajemen |
| Depositing User: | Nur Cholis |
| Date Deposited: | 02 Apr 2019 02:48 |
| Last Modified: | 20 Oct 2021 05:23 |
| URI: | http://repository.ub.ac.id/id/eprint/163432 |
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