Fauzi, Irfan (2018) Desain Dan Implementasi Sistem Pendukung Keputusan Pemberian Pinjaman Menggunakan Metode Multiple Attribute Decision Making ( Madm ). Magister thesis, Universitas Brawijaya.
Abstract
Fungsi dari perbankan secara luas dapat didefinisikan sebagai lembaga yang berfungsi penerima dan pemberi kredit, serta melancarkan transaksi perdagangan dan pembayaran. Dalam upaya menjaga stabilitas perekonomian melalui pemberian pinjaman, Bank Indonesia mengeluarkan surat edaran pada tanggal 15 Maret 2012 mengenai penerapan managemen resiko pada Bank yang melakukan pemberian kredit. Sebagai upaya meminimalisir permasalahan tersebut Bank Indonsia merekomendasikan prinsip kehatihatian dalam mengatur persyaratan kredit dan memilih calon nasabah dalam lembaga pemberian kredit, baik perbankan maupun koperasi dengan memperhitungkan resiko dalam pemberian kredit. diperlukan suatu metode bagi perbankan untuk menyeleksi pengajuan kredit kepada masyarakat dalam hal ini nasabah. Dalam penelitian ini digunakan metode MADM TOPSIS yang dikomparasikan dengan metode ELECTRE untuk pemberian kredit pada masyarakat sangat kompleks. Dengan harapan mendapatkan solusi keputusan paling cepat dan akurat sehingga dapat menghilangkan keragu-raguan dalam menentukan besarnya pinjaman dan memilih nasabah.
English Abstract
The function of banking procss can be broadly defined as an institution functioning as a receiver and lender, as well as support of trade and payment transactions. In order to maintain the stability of the economy through lending, Bank Indonesia issued a circular letter on March 15, 2012 on the application of risk management at the Bank conducting credit. In an effort to minimize these problems Indonsia Bank recommends the precautionary principle in arranging the loan terms and choose the prospective customer in the credit granting institutions, both banks and cooperatives to take into account the risk on lending. we need a method for selecting banks to credit applications to the public in this case the customer. In this study used MADM TOPSIS method that dikomparasikan ELECTRE method for the provision of credit to the community is very complex. With the hope of getting the solution most decisions quickly and accurately so as to eliminate doubts in determining the loan amount and select customers..
| Item Type: | Thesis (Magister) |
|---|---|
| Identification Number: | TES/005.74/FAU/d/2018/041802255 |
| Uncontrolled Keywords: | DECISION SUPPORT SYSTEMS, MULTIPLE CRITERIA DECISION MAKING |
| Subjects: | 000 Computer science, information and general works > 005 Computer programming, programs, data > 005.7 Data in computer systems > 005.74 Data files and database |
| Divisions: | S2/S3 > Magister Teknik Elektro, Fakultas Teknik |
| Depositing User: | Nur Cholis |
| Date Deposited: | 19 Dec 2018 02:04 |
| Last Modified: | 21 Oct 2021 01:54 |
| URI: | http://repository.ub.ac.id/id/eprint/162207 |
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