Agustin, Priska Trias (2018) Pengaruh Rasio Keuangan Terhadap Kinerja Keuangan Bank Syariah (Studi pada Bank Umum Syariah yang Terdaftar di Otoritas Jasa Keuangan Republik Indonesia Tahun 2014-2016). Sarjana thesis, Universitas Brawijaya.
Abstract
Penelitian ini dilakukan bertujuan untuk mengetahui pengaruh Capital Adequacy Ratio (CAR), Non Perfroming Financing (NPF), Operational Efficiency Ratio (OER), dan Financing to Deposit Ratio (FDR) terhadap Return On Assets (ROA). Jenis penelitian yang digunakan adalah explanatory research, dengan pendekatan kuantitatif. Data yang digunakan adalah data sekunder, dengan menggunakan data perkuartal selama periode Januari 2014- Desember 2016, sehingga diperoleh jumlah data adalah sebanyak 132 (4 periode kuartal pertahun X 11 bank X 3 tahun). Analisis yang digunakan adalah analisis regresi linier berganda. Hasil dari penelitian ini diketahui bahwa nilai koefisisen determinasi (R2) sebesar 0,675 yang berarti variabel independen mempengaruhi variabel dependen sebesar 67,5% dan sisanya yaitu 32,5 dipengaruhi oleh variabel lain diluar penelitian ini. Hasil uji F menunjukkan bahwa variabel independen Capital Adequacy Ratio (CAR), Non Perfroming Financing (NPF), Operational Efficiency Ratio (OER), dan Financing to Deposit Ratio (FDR) secara simultan berpengaruh signifikan terhadap Return On Assets (ROA). Hasil Uji t menunjukkan bahwa variabel Capital Adequacy Ratio (CAR) dan Financing to Deposit Ratio (FDR) berpengaruh signifikan terhadap Return On Assets. Sebaliknya Non Perfroming Financing (NPF) dan Operational Efficiency Ratio (OER) berpengaruh signifikan terhadap Return On Assets dimana tanda negatif pada t hitung menunjukkan hubungan terbalik antara variabel NPF dan OER dan variabel Y, dimana apabila variabel NPF dan OER meningkat maka ROA menurun.
English Abstract
This research was conducted to discover the variable of Capital Adequacy Ratio (CAR), Non Performing Financing (NPF), Operational Efficiency Ratio (OER), and Financing to Deposit Ratio (FDR) about Return On Assets (ROA). The type of research that used in this research is explanatory research, with a quantitative approach. The data used in this research is secondary data, using quarterly data during the period of January 2014 until December 2016, the number of data obtained is 132 (4 periods per year X 11 bank X 3 years). Multiple linear regression of analysis. The result of this research is correlation coefficient value (R2) for 0,675. Relevant variable of dependent variable about 67,5% and the rest which is 32,5% affected by the other variable beyond this research. The test result of F shows that the variable of Capital Adequacy Ratio (CAR), Non Performing Financing (NPF), Operational Efficiency Ratio (OER), and Financing to Deposit Ratio (FDR) simultaneously have significant effect on Return On Assets. The test result of T shows that Capital Adequacy Ratio (CAR) and Financing to Deposit Ratio (FDR) variable have a significant effect on Return On Assest. Non Performing Financing (NPF) and Operational Efficiency Ratio (OER) analysis also have significant effect on Return On Asset. (VER) and Y variable, which is the variable of NPF and OER and Y variable, if the variables of NPF increased then the ROA variable will decreased.
| Item Type: | Thesis (Sarjana) |
|---|---|
| Identification Number: | SKR/FIA/2018/952/051811107 |
| Uncontrolled Keywords: | CAR, NPF, OER, FDR, dan ROA- |
| Subjects: | 300 Social sciences > 332 Financial economics > 332.1 Banks |
| Divisions: | Fakultas Ilmu Administrasi > Ilmu Administrasi Bisnis / Niaga |
| Depositing User: | soegeng sugeng |
| Date Deposited: | 07 Dec 2018 07:22 |
| Last Modified: | 23 Oct 2021 05:36 |
| URI: | http://repository.ub.ac.id/id/eprint/161861 |
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