Masnur, Firman (2011) Perencanaan Pengembangan Lembaga Ekonomi Nagari Melalui Program Kredit Mikro (Studi pada Program Bantuan Kredit Mikro Nagari di Kabupaten Padang Pariaman). Magister thesis, Universitas Brawijaya.
Abstract
Penelitian ini dilatarbelakangi dengan adanya program pengembangan lembaga ekonomi nagari melalui Program Bantuan Kredit Mikro Nagari di Kabupaten Padang Pariaman. Program ini berbentuk kredit mikro yang memberikan pinjaman modal usaha bagi masyarakat miskin yang ada di nagari untuk mengembangkan usaha produktif. Program ini dilaksanakan oleh Lembaga Pokja KMN sebagai lembaga pengelola dana bantuan modal dan menggulirkan bantuan dana tersebut kepada masyarakat. Penelitian ini bertujuan untuk mendeskripsikan dan menganalisis 1) bentuk-bentuk rencana dalam pengembangan lembaga ekonomi nagari di Kabupaten Padang Pariaman; 2) pelaksanaan pengembangan lembaga ekonomi nagari melalui Program Bantuan Kredit Mikro Nagari; serta 3) faktor-faktor apa saja yang mendukung dan menghambat program pengembangan lembaga ekonomi nagari. Penelitian ini menggunakan pendekatan kualitatif dengan jenis deskriptif. Sumber data berasal dari informan, peristiwa dan dokumen. Teknik pengumpulan data dilakukan melalui wawancara, observasi dan dokumentasi. Data dianalisis menggunakan tenik analisa data interaktif. Hasil penelitian menunjukkan bahwa; 1) Terdapat tiga bentuk rencana dalam pengembangan lembaga ekonomi nagari tersebut, yaitu rencana awal, rencana strategis, dan rencana teknis. Akan tetapi terdapat ke tidaksinkronan antara satu rencana dengan rencana lainnya; 2) Dalam pelaksanaan Program Bantuan Kredit Mikro Nagari tersebut ditemukan beberapa persoalan, yaitu pada tahapan pengguliran yaitu tidak diserapnya seluruh bantuan dana yang sediakan oleh pemerintah dan banyaknya peminjam yang menunggak. Kemudian dalam tahapan pelaporan dan evaluasi yaitu proses pelaporan dari Lembaga Pokja KMN tidak lagi lancar, sehingga Badan Pemberdayaan Masyarakat kesulitan untuk melakukan evaluasi terhadap kinerja Lembaga Pokja KMN. Jadi Program Bantuan Kredit Mikro Nagari belum mampu mengembangkan Lembaga Pokja KMN sebagai sebuah lembaga ekonomi nagari.; serta 3) Ditemuinya faktor pendukung dan penghambat perencanaan pengembangan lembaga ekonomi nagari melalui Program Bantuan Kredit Mikro Nagari sebagai sebuah program pengembangan lembaga ekonomi nagari.
English Abstract
The research is based by the development programs of rural economic institutions by on Rural of Micro Credit Assistance Programs in Padang Pariaman Regency. The program is form of micro-credit that provides working capital loans for the poor in villages to develop productive enterprises. The program is conducted by Lembaga Pokja KMN as management institutions and rolling the capital grant fund assistance to the public. This study aims to describe and analyze; 1) forms of planning in the development rural of economic institutions in Padang Pariaman Regency, 2) implementation of the development of economic rural institutions by on Rural of Micro Credit Assistance Programs; and 3) what are the factors that supporting and inhibiting development program of rural economic institutions. This study used a qualitative approach with a descriptive type. The source data came from informants, events and documents. The technique of collecting data through interviews, observation and documentation. Data were analyzed using an interactive data analysis. The research results showed that: 1) There are three forms of planning in the development of rural economic institutions, namely the initial plan, strategic plan and technical plan. However, there is to tidaksinkronan between one plan to another plan; 2) In the implementation Rural of Micro Credit Assistance Programme was found a few problems, namely at the stage of the scrolling is not absorbed all assistance funds provided by the government and the number of delinquent borrowers. Later in the reporting and evaluation stages of the process of reporting of Institute of Pokja KMN is no longer smooth, so the Agency for Community Empowerment difficult to evaluate the performance of Institute of Pokja KMN. So Micro Credit Assistance Programme Institute of Pokja KMN have not been able to develop as an rural economic institution; and 3) Meet with the supporting factors and inhibit economic development planning agencies by Rural of Micro Credit Assistance Programs as a rural development program of economic institutions.
| Item Type: | Thesis (Magister) |
|---|---|
| Identification Number: | TES/354.86/MAS/p/041104575 |
| Subjects: | 300 Social sciences > 354 Public administration of economy and environment > 354.8 Public administration of financial institutions, money, credit |
| Divisions: | S2/S3 > Magister Ilmu Administrasi Publik, Fakultas Ilmu Administrasi |
| Depositing User: | Endro Setyobudi |
| Date Deposited: | 25 Oct 2011 10:26 |
| Last Modified: | 25 Oct 2011 10:26 |
| URI: | http://repository.ub.ac.id/id/eprint/157043 |
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