Alazeez, HosamAldenRiyadhA (2015) E-Banking Implementation And Technology Acceptance In The Rafidain And Rasheed Banks In Iraq: An Employee Perspective. Magister thesis, Universitas Brawijaya.
Abstract
Pada milenium ketiga, sistem e-banking telah diadopsi secara global di industri perbankan. Di sisi lain, Irak sebagai bangsa dengan adopsi TI yang kurang berkembang belum mengintegrasikan sistem ini dalam layanan perbankannya, alih-alih pengakuannya saat ini pada keunggulan teknologi e-banking dalam persaingan di antara penyedia layanan perbankan. Sebaliknya, bank-bank Irak masih terus mengadopsi sistem perbankan tradisional untuk memberikan mayoritas layanan mereka yang dalam hal ini adalah sistem kerja berbasis kertas. Ini sangat dihasilkan dari keragu-raguan karyawan bank untuk mengadopsi teknologi perbankan baru. Penelitian ini bertujuan untuk mengidentifikasi dampak hipotesis antara sistem e-banking dan perspektif karyawan Bank Irak. Penelitian ini dilakukan dengan mengambil sampel karyawan dari dua bank publik terbesar di Irak yang al-Rafidain dan al-Rasheed. Sebuah survei melalui kuesioner di situs web digunakan sebagai instrumen untuk mengumpulkan data dianalisis menggunakan perangkat lunak PLS. Model penerimaan teknologi (TAM) sebagai fondasi dasar dengan variabel independen yang dirasakan kegunaan, persepsi kemudahan penggunaan, persepsi keyakinannya dan fit teknologi tugas, sikap sebagai intervensi dan niat untuk digunakan sebagai variabel dependen. Hasil analisis hipotesis mengungkapkan bahwa ada dampak signifikan di antara semua variabel terhadap sikap, tetapi persepsi kemudahan penggunaan, itu tidak berlaku variabel dari analisis tersebut yang digambarkan bahwa persepsi kemudahan penggunaan tidak berdampak pada persepsi implementasi Sistem e-banking di bank-bank Irak.
English Abstract
In the third millennium, e-banking system has been adopted globally in the banking industry. On the other hand, Iraq as a nation with less developed IT adoption has not integrated this system in its banking services, instead of its current acknowledgement on the advantages of e-banking technology in competition among banking service providers. In contrast, Iraqi banks still keep on adopting traditional banking system to deliver the majority of their services which in this case are paper-based work system. This is greatly resulted from the hesitation of bank employees to adopt new banking technologies. This study aims to identify the impact of hypothesis between e-banking system and Iraqi banks employee perspective. This study was conducted by taking sample of employee from two biggest public banks in Iraq which are AL-RAFIDAIN and AL-RASHEED. A survey through questionnaires on the website was used as the instrument to collect the data were analyzed using PLS software. Technology Acceptance model(TAM) as a basic foundation with independent variables Perceived Usefulness, Perceived Ease of Use, Perceived IT Beliefs and Task–Technology Fit, Attitude as Intervening and Intention to Use as dependent variable. The result of hypothesis analysis reveals that there is a significant impact among all variables to attitude, but Perceived Ease of Use, it does not apply variable from those analysis it is depicted that Perceived Ease of Use does not impact to the perception of the implementation of e-banking system in Iraqi banks.
| Item Type: | Thesis (Magister) |
|---|---|
| Identification Number: | TES/332.17/ALA/e/2015/041507026 |
| Subjects: | 300 Social sciences > 332 Financial economics > 332.1 Banks |
| Divisions: | S2/S3 > Magister Akuntansi, Fakultas Ekonomi dan Bisnis |
| Depositing User: | Endang Susworini |
| Date Deposited: | 18 Jan 2016 16:28 |
| Last Modified: | 18 Jan 2016 16:28 |
| URI: | http://repository.ub.ac.id/id/eprint/155723 |
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