Yanuardi, Alindra (2014) Pengaruh Faktor Fundamental Internal dan Eksternal terhadap Profitabilitas Perbankan yang Listing di Bursa Efek Indonesia. Magister thesis, Universitas Brawijaya.
Abstract
Penelitian ini bertujuan untuk menganalisis pengaruh risiko kredit, risiko likuiditas, efisiensi manajemen, permodalan, inflasi, dan produk domestik bruto terhadap profitabilitas bank pada tahun 2010-2012. Penelitian ini menggunakan metode kuantitatif dengan melakukan penelitian eksplanatif. Populasi penelitian ini adalah perusahaan perbankan yang listing di Bursa Efek Indonesia. Dengan teknik purposive sampling , didapatkan sampel sebanyak 28 bank. Metode analisis data yang digunakan adalah analisis regresi linier berganda. Hasil analisis menunjukkan bahwa risiko kredit, permodalan, inflasi berpengaruh signifikan dan berkorelasi positif terhadap profitabilitas bank. Efisiensi manajemen berpengaruh signifikan dan berkorelasi negatif terhadap profitabilitas bank. Sedangkan risiko likuiditas dan produk domestik bruto tidak berpengaruh terhadap profitabilitas bank. Temuan lain menunjukkan bahwa masing-masing bank memiliki kemampuan yang berbeda dalam mengelola perusahaan, sehingga hasil perhitungan rasio-rasio keuangan, sensitivitas inflasi, dan sensitivitas produk domestik bruto bervariasi. Perbedaan ini terjadi karena penerapan strategi oleh masing-masing bank berbeda.
English Abstract
Th e purpose of this study is to analyze the influence of the credit risk, liquidity risk, efficiency management, capital, inflation and gross domestic product on profitability of banks in 2010-2012. This study uses quantitative methods to conduct explanative research. The population of the study was banking companies listed i n the Indonesia Stock Exchange. By using purposive sampling technique, 28 banks were obtained as a sample of the study . The method of data analysis used is multiple linear regression analysis. The analysis showed that the credit risk, capital, inflation has significantly and positively correlated influence on profitability bank. Efficiency management has significantly and negatively correlated influence on profitability bank. While the liquidity risk and gross domestic product has no effect on profitability bank. Other findings indicate that each bank has a different ability to manage the company, so that the results of the calculation of financial ratios, inflation sensitivity, and the sensitivity of the gross domestic product varies. This difference occurs because the implementation of the strategy by each bank is different.
| Item Type: | Thesis (Magister) |
|---|---|
| Identification Number: | TES/332.1/YAN/p/041404194 |
| Subjects: | 300 Social sciences > 332 Financial economics > 332.1 Banks |
| Divisions: | S2/S3 > Magister Manajemen, Fakultas Ekonomi dan Bisnis |
| Depositing User: | Endro Setyobudi |
| Date Deposited: | 15 Aug 2014 14:20 |
| Last Modified: | 15 Aug 2014 14:20 |
| URI: | http://repository.ub.ac.id/id/eprint/155715 |
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