Yhu`nanda, MuhammadAdfan (2014) Analisis Unsur Kesalahan Dan Kelalaian Mudharib Dalam Akad Pembiayaan Mudharabah Bermasalah Sebagai Dasar Eksekusi Jaminan,. Sarjana thesis, Universitas Brawijaya.
Abstract
Pada skripsi ini, penulis mengangkat permasalahan Analisis Unsur Kesalahan dan Kelalaian Mudharib dalam Akad Pembiayaan Mudharabah Bermasalah Sebagai Dasar Eksekusi Jaminan. Pilihan tema bertitik tolak dari latar belakang aturan yang ada dalam Fatwa Dewan Syariah Nasional Nomor 07/DSN/MUI/IV/2000 tentang pembiayaan mudharabah pada bagian ketiga angka 3 bahwa “pada dasarnya, dalam mudharabah tidak ada ganti rugi, karena pada dasarnya akad ini bersifat amanah (yad al-amanah), kecuali akibat dari kesalahan disengaja, kelalaian, atau pelanggaran kesepakatan”. Berdasarkan hal tersebut diatas, karya tulis ini mengangkat rumusan masalah: Bagaimana kriteria kesalahan, kelalaian pada perjanjian mudharabah sebagai dasar eksekusi jaminan? Kemudian penulisan karya tulis ini menggunakan metode yuridis normatif dengan metode pendekatan, pendekatan perundang-undangan (statute approach), dan pendekatan konsep (conceptual approach). Bahan hukum primer, skunder, tertier yang diperoleh penulis akan dianalisis dengan menggunakan teknik Interpretasi Gramatikal, Interpretasi Teleologis, dan Interpretasi Sistematis. Dari hasil penelitian dengan metode diatas, penulis memperoleh jawaban atas permasalahan yang ada bahwa unsur kesalahan dan kelalaian tidak dijelaskan dalam peraturan perundang-undangan yang menjadi dasar akad perjanjian mudharabah dalam hukum perbankan Indonesia seperti Undang-Undang Nomor 21 Tahun 2008 Tentang Perbankan Syariah, Peraturan Bank Indonesia Nomor: 7/46/PBI/2005 Tentang Akad Penghimpunan dan Penyaluran Dana Bagi Bank yang Melaksanakan Kegiatan Usaha Berdasarkan Prinsip Syariah, Fatwa Dewan Syariah Nasional Nomor 07/DSN-MUI/IV/2000 Tentang Pembiayaan Mudharabah, Kompilasi Hukum Islam, dan Akad Perjanjian Mudharabah, secara Substantif dan secara Prosedural tidak mengatur serta tidak memberikan pengertian bagaimana kriteria kesalahan dan kelalaian yang dimaksudkan dalam akad perjanjian mudharabah. Unsur kesalahan dan kelalaian dalam akad mudharabah merujuk pada Kitab Undang-Undang Hukum Perdata yakni Kesalahan sebagai wujud Perbuatan Melawan Hukum (Pasal 1365 KUH Perdata), dan Kelalain sebagai wujud Wanprestasi (ingkar janji) (Pasal 1234 KUH Perdata)
English Abstract
On this paper writer raised the issue of Elemental Analysis Of Errors And Omissions In The Mudharabah Financing Contract Mudharib Problematic As A Basis, Assurance Execution.The choice of the theme dotted turning from the background rules existing in the religious advices commisstion of the board of national syariah number 07 / DSN / MUI / IV / 2000 on financing mudharabah on the third the number 3 that “basically, in mudharabah no compensation, because basically calneh is aimed to amanah ( yad al-amanah ), except a result of accidental misstep, heedlessness, or violation of an agreement “. Based on it by way of a piece of writing this raised the formulation problem: how criteria mistakes, omission to the agreement mudharabah as the basis of execution collateral? Then the writing of this paper uses the juridical normative method with the methods approach, the approach of legislation (the statute approach), and approach the concept (conceptual approach). The primary legal materials, skunder, tertier obtained the author will be analyzed with the use of Grammatical Interpretation technique, interpretation Teleologis, and Systematic Interpretation. Of research results with the method above, the author answers to existing problems that element of the errors and omissions are not described in the legislation that became the basis of contract law in the mudharabah agreement banking Indonesia such as Act No. 21 of 2008 About Islamic banking, Bank Indonesia Regulation number: 7 / 46 / PBI / 2005 about calneh penghimpunan and the distribution of funds for a bank that carry out its business activities based on then syariah principle, religious advices commisstion of the board of national syariah number 07 / DSN/MUI / IV / 2000 on financing mudharabah, a compilation of islamic law, and calneh agreement mudharabah, in a substantive manner and is procedural not regulating and not given understanding how the criteria as meant in the mistakes and negligence calneh agreement mudharabah. Elements of error and Omissions in mudharabah refer the draft Civil Law as a form of error which Unlawful Acts (Article 1365 of the Civil Code), and Omissions as a form of Default (broken promise) (Article 1234 Civil Code)
| Item Type: | Thesis (Sarjana) |
|---|---|
| Identification Number: | SKR/FH/2014/295/051407551 |
| Subjects: | 300 Social sciences > 340 Law |
| Divisions: | Fakultas Hukum > Ilmu Hukum |
| Depositing User: | Budi Wahyono Wahyono |
| Date Deposited: | 12 Nov 2014 10:01 |
| Last Modified: | 21 Oct 2021 07:25 |
| URI: | http://repository.ub.ac.id/id/eprint/111935 |
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