Masita, Gracia (2014) Determinan Efisiensi Perbankan Di Indonesia Berdasarkan Data Envelopment Analysis (Dea). Sarjana thesis, Universitas Brawijaya.
Abstract
Penelitian ini bertujuan untuk mengukur efisiensi teknis bank – bank di Indonesia dan menganalisis determinannya yang meliputi kepemilikan saham oleh asing, tingkat kesehatan bank, non-performing loan, dan ukuran bank. Sampel dari penelitian ini adalah 53 bank devisa yang beroperasi di Indonesia pada tahun 2010 hingga 2012. Penelitian ini menggunakan Data Envelopment Analysis (DEA) untuk mengukur efisiensi, dan tingkat kesehatan bank diukur berdasarkan capital adequacy ratio (CAR). Hasil penelitian menunjukkan bahwa rata – rata efisiensi teknis cenderung mengalami peningkatan pada tahun 2010 hingga 2012. Hasil penelitian lain menunjukkan bahwa semakin besar ukuran bank, maka bank akan semakin efisien. Selain itu, manajemen terhadap kredit macet (NPL) merupakan faktor yang penting dalam meningkatkan efisiensi. Sebaliknya, kepemilikan saham oleh asing dan tingkat kesehatan bank tidak dapat meningkatkan efisiensi bank di Indonesia.
English Abstract
This research aims to investigate technical efficiency score of banks in Indonesia and examine its determinants i.e. foreign ownership, capital adequacy ratio, non-performing loan and size. Research samples were 53 foreign exchange banks that operated in Indonesia from 2010 until 2012. This research used Data Envelopment Analysis (DEA) to measure efficiency score. The result reveals that scores of technical efficiency show an increasing trend over 2010-2012. Another results shows larger banks can achieve more efficiency. Also, management of nonperforming loan is an important factor in improving bank efficiency. On the contrary, foreign ownership of bank and capital adequacy ratio are not able to improve the efficiency in Indonesian banks.
Item Type: | Thesis (Sarjana) |
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Identification Number: | SKR/FE/2014/107/051402178 |
Subjects: | 600 Technology (Applied sciences) > 657 Accounting |
Divisions: | Fakultas Ekonomi dan Bisnis > Akuntansi |
Depositing User: | Budi Wahyono Wahyono |
Date Deposited: | 28 Mar 2014 10:40 |
Last Modified: | 18 Oct 2021 13:15 |
URI: | http://repository.ub.ac.id/id/eprint/107112 |
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