Pengaruh Kinerja Bank Terhadap Pertumbuhan Ekonomi Di Indonesia Periode 2013-2016 (Studi Kasus Bank BUKU 4)

Anita, Fauziah (2018) Pengaruh Kinerja Bank Terhadap Pertumbuhan Ekonomi Di Indonesia Periode 2013-2016 (Studi Kasus Bank BUKU 4). Sarjana thesis, Universitas Brawijaya.

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh antara rasio keuangan yang terdiri dari Return On Asset (ROA), Loan to Deposit Ratio (LDR), Capital Adequacy Ratio (CAR), Non Performing Loan (NPL), dan Net Interest Margin (NIM) balk secara simultan maupun parsial terhadap pertumbuhan ekonomi di Indonesia pada tahun 2013 sampai 2016. Sampel pengamatan penelitian ini adalah bank BUKU 4 yang terdiri dari Bank BCA, Bank Mandiri, Bank BNI, dan Bank Mandiri selama 48 bulan. Metode yang digunakan adalah regresi linier berganda dengan metode OLS. Dari hasil analisis menunjukkan bahwa secara simultan variabel independen berpengaruh signifikan terhadap growth (pertumbuhan ekonomi). Secara parsial pada model estimasi Bank BCA, variabel independen yang berpengaruh secara signifikan terhadap variabel growth adalah ROA dan NPL. Pada model estimasi Bank Mandiri variabel independen yang berpengaruh secara signifikan terhadap variabel growth adalah LDR, NPL dan NIM. Pada model estimasi Bank BNI variabel independen yang berpengaruh secara signifikan terhadap variabel growth adalah ROA, CAR, dan NPL. Pada model estimasi Bank BRI variabel independen yang berpengaruh secara signifikan terhadap variabel growth adalah ROA, LDR, NPL, dan NIM.

English Abstract

This study aims to determine the effect of the financial ratios of the Return on Asset (ROA), Loan to Deposit Ratio (LDR), Capital Adequacy Ratio (CAR), Non Performing Loans (NPL), and Net Interest Margin (NIM) either simultaneously or partially to growth economy in Indonesia in 2013 to 2016. The sample of this research observation is Bank BUKU 4 consisting of BCA Bank, Mandiri Bank, BNI Bank, and BR! Bank for 48 months. The method used wass a linear regression analysis with OLS method. From the results of the analysis, it shows that the difference between the independent variables influences the significance of the growth (economic growth). In BCA Bank estimation model, independent variables affecting the variables are ROA and NPL. In Mandiri Bank independent estimation model which influences the specific value of the growth variables are LDR, NPL and NIM. In the estimation model of BNI Bank independent variables that have a significant effect on the variables are ROA, CAR, and NPL. In the estimation model of BRI Bank independent variables that have significant effects on variables are ROA, LDR, NPL, and NIM.

Item Type: Thesis (Sarjana)
Identification Number: SKR/FE/2018/63/051802646
Uncontrolled Keywords: Perturnbuhan Ekonomi, ROA, LDR, CAR, NPL, NIM, regresi linier berganda
Subjects: 300 Social sciences > 332 Financial economics > 332.1 Banks
Divisions: Fakultas Ekonomi dan Bisnis > Ilmu Ekonomi
Depositing User: Yusuf Dwi N.
Date Deposited: 02 May 2018 03:53
Last Modified: 02 Nov 2021 06:00
URI: http://repository.ub.ac.id/id/eprint/10106
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