Islamy, Mohammad Izzul (2018) Penyelesaian Kredit Multiguna Bermasalah Pada Debitur Meninggal Dunia Dengan Jaminan Surat Keputusan Pengangkatan Anggota Dprd Kabupaten Jombang (Studi Kasus Di Pd Bpr Bank Jombang). Sarjana thesis, Universitas Brawijaya.
Abstract
Penelitian ini membahas penyelesaian masalah atas pinjaman multiguna yang diajukan oleh debitur yang lolos dengan surat penunjukan seorang anggota DPRD Kabupaten Jombang. Ketika debitur meninggal, semua tanggung jawab jatuh ke tangan pewaris debitur. Hal ini diatur dalam Kode Sipil Pasal 833 Ayat (1) yang menyatakan bahwa menerima hal-hal, hak-hak, dan semua piutang dari debitur yang mati adalah penting bagi kreditor. Pengesahan debitur dapat memicu masalah pembayaran utang ketika pewaris orang yang meninggal enggan melunasi pinjaman dan mengajukan tuntutan terhadap bank pedesaan (BPR) Jombang. Akibatnya, proses penundaan pembayaran pinjaman mengarah ke masalah lain.
English Abstract
This research discusses issue resolution over multi-purpose loan proposed by a debtor who passes away with the appointment letter of a member of Regional House of Representatives of the Regency of Jombang. When the debtor passes away, all the liability goes to the heir of the debtor. This is regulated in Civil Code Article 833 Paragraph (1) stating that receiving things, rights, and all the receivables of the dead debtor is essential for the creditor. The passing of the debtor could trigger issues over paying off the loan when the heir of the dead is reluctant to pay off the loan and files a charge against the rural bank (BPR) of Jombang. As a result, the delayed process of paying off loan leads to another issue.
| Item Type: | Thesis (Sarjana) |
|---|---|
| Identification Number: | SKR/FH/2018/385/051810791 |
| Uncontrolled Keywords: | kredit macet, surat keputusan pengangkatan anggota DPRD, kasus perdata- bad credit, decision letter of appointment of the member of Regional House of Representatives, civil case |
| Subjects: | 300 Social sciences > 346 Private law > 346.07 Commercial law > 346.073 Loan |
| Divisions: | Fakultas Hukum > Ilmu Hukum |
| Depositing User: | Sugeng Moelyono |
| Date Deposited: | 03 Dec 2018 02:39 |
| Last Modified: | 23 Oct 2021 07:13 |
| URI: | http://repository.ub.ac.id/id/eprint/13418 |
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