Pengaruh Risk Profile, Good Corporate Governance Dan Permodalan Terhadap Perubahan Laba (Studi Pada Bank Umum Syariah, Periode 2011-2015)

Astutik, Endah Tri (2017) Pengaruh Risk Profile, Good Corporate Governance Dan Permodalan Terhadap Perubahan Laba (Studi Pada Bank Umum Syariah, Periode 2011-2015). Sarjana thesis, Universitas Brawijaya.

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh Risk Profile, Good Corporate Governance dan permodalan yang diukur menggunakan Non Performing Financing, Interest Rate Risk, Financing to Deposit Ratio, Good Corporate Governance, dan Capital Adequacy Ratio terhadap perubahan laba pada bank umum syariah periode 2011-2015. Jenis penelitian ini adalah penelitian eksplanasi. Penelitian ini menggunakan metode pengumpulan data dokumentasi berupa annual report dan laporan GCG bank umum syariah periode 2011-2015. Data diperoleh melalui situs Bursa Efek Indonesia dan Otoritas Jasa Keuangan serta website masing-masing bank umum syariah. Jumlah populasi penelitian ini adalah 8 bank yang kemudian seluruh populasi tersebut dijadikan sampel, dengan teknik sampling jenuh. Analisis penelitian ini dilakukan menggunakan analisis regresi linear dan analisis deskriptif, masing-masing variabel penelitian (risiko kredit, risiko pasar, risiko likuiditas, GCG, permodalan dan perubahan laba). Hasil penelitian menunjukkan bahwa risiko kredit, risiko pasar dan GCG tidak berpengaruh signifikan terhadap perubahan laba. Sedangkan risiko likuiditas berpengaruh negatif terhadap perubahan laba dan permodalan berpengaruh positif terhadap perubahan laba.

English Abstract

This study aims to analyze the influence of risk profile, good corporate governance and capital as measured by Non Performing Financing, Interest Rate Risk, Financing to Deposit Ratio, Good Corporate Governance, and Capital Adequacy Ratio to earnings changes in sharia bank period 2011-2015. The data of this explanatory research are collected from the documents of the annual report of sharia bank during the period 2011-2015. The data are obtained through website of IDX, Financial Services Authority, and each of sharia bank. The total population is 8 banks, and all of them are taken as the research samples through saturated sampling technique. The data are analyzed by multiple linear regression analysis and descriptive techniques toward each variable (credit risk, market risk, liquidity risk, GCG, capital and profit change). The results of the analysis show that credit risk, market risk and GCG did not significantly affect profitability changes; whereas, the liquidity risk negatively affect the changes in profits and capital positively influences the changes in earnings.

Item Type: Thesis (Sarjana)
Identification Number: SKR/FE/2017/634/051710609
Uncontrolled Keywords: Bank Umum Syariah, Risiko Kredit, Risiko Pasar, Risiko Likuiditas, GCG, Permodalan, Perubahan Laba, Sharia Bank, Credit Risk, Market Risk, Liquidity Risk, GCG, Capital, Profitability Change
Subjects: 600 Technology (Applied sciences) > 658 General management > 658.1 Organization and financial management > 658.15 Financial management > 658.155 Management of income and expense
Divisions: Fakultas Ekonomi dan Bisnis > Manajemen
Depositing User: Nur Cholis
Date Deposited: 30 Nov 2017 06:59
Last Modified: 23 Nov 2020 08:22
URI: http://repository.ub.ac.id/id/eprint/6299
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