Putri, Ollivia Dakista and Ranitya Ganindha, S.H., M.Hum. and Setiawan Wicaksono, S.H., M.Kn. (2023) Konseptualisasi Insurance Technology Dalam Hukum Asuransi Di Indonesia Berdasarkan Undang-Undang Nomor 40 Tahun 2014 Tentang Perasuransian. Sarjana thesis, Universitas Brawijaya.
Abstract
Pada tulisan skripsi ini, penulis membahas isu hukum kekosongan Aturan insurance technology di Indonesia. Dimana menurut penulis kekosongan pengaturan mengakibatkan tidak adanya kepastian hukum aktivitas asuransi di Indonesia. Sehingga dibutuhkan upaya konseptualisasi yang mampu memberikan ruang implikasi sejauh mana pertanggungjawaban yang dapat diberikan kepada perusahan asuransi tersebut, terkhususnya dalam konteks perusahan insuretech. Berdasarkan hal diatas, rumusan yang terdapat dalam skripsi ini adalah: (1) Bagaimana Pengaturan insurance technology Yang Ideal Dalam Konteks Hukum Asuransi Di Indonesia? Penulisan karya tulis ini menggunakan metode penelitian yuridis normative dengan metode statue approach, conceptual approach, dan comparative approach. Penelitian ini ditulis oleh penulis dengan cara melakukan studi kepustakaan. Dalam melakukan penilitian skripsi ini, penulis menggunakan bahan hukum kepustakaan sepertu perundang-undangan yang ada di negara Indonesia dan Singapura serta literatur-literatur lainnya. Dari hasil penilitian yang telah penulis lakukan dengan metode diatas, penulis dapat menyimpulkan bahwa, adanya Kekosongan hukum dalam konteks pengaturan insurance technology. Dimana Insurance Technology masih diatur secara parsial dalam peraturan Perundang-undangan yang mengatur mengenai asuransi, transaksi elektronik, maupun perlindungan konsumen. Terutama di Indoneisa masih didominasi oleh produk Micro-Insurance yang dipasarkan oleh Insurtech berbentuk aggregator maupun Intermediaries. Maka dari itu, diperlukan konseptualisasi hukum insurance technology secara baku sebagai untuk menjamin kepastian hukum asuransi di Indonesia. Diperlukan pengaturan hukum khusus terkait insurance technology mulai dari definisi, jangkauan aktivitas, tanggungjawab dan resiko sehingga memberikan kepastian hukum dalam hukum asuransi di Indonesia.
English Abstract
In this thesis, the author discusses the legal issue of void insurance technology regulations in Indonesia. According to the author, the lack of regulation results in the absence of legal certainty in insurance activities in Indonesia. So conceptualization efforts are needed that are able to provide room for implications regarding the extent of responsibility that can be given to the insurance company, especially in the context of insuretech companies. Based on the above, the formulation contained in this thesis is: (1) What is the ideal insurance technology regulation in the context of insurance law in Indonesia? The writing of this paper used normative juridical research methods using the statue approach, conceptual approach and comparative approach. This research was written by the author by conducting a literature study. In conducting this thesis research, the author used library legal materials such as existing laws in Indonesia and Singapore as well as other literature. From the results of research that the author has carried out using the above method, the author can conclude that there is a legal vacuum in the context of insurance technology regulation. Where Insurance Technology is still partially regulated in laws and regulations governing insurance, electronic transactions and consumer protection. Especially in Indonesia, it is still dominated by Micro-Insurance products marketed by Insurtech in the form of aggregators and intermediaries. Therefore, a standard conceptualization of insurance technology law is needed to ensure the certainty of insurance law in Indonesia. Special legal regulations are needed regarding insurance technology starting from the definition, range of activities, responsibilities and risks so as to provide legal certainty in insurance law in Indonesia.
| Item Type: | Thesis (Sarjana) |
|---|---|
| Identification Number: | 052301 |
| Uncontrolled Keywords: | - |
| Divisions: | Fakultas Hukum > Ilmu Hukum |
| Depositing User: | Zainul Mustofa |
| Date Deposited: | 30 Jan 2024 03:58 |
| Last Modified: | 30 Jan 2024 03:58 |
| URI: | http://repository.ub.ac.id/id/eprint/214735 |
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Text (DALAM MASA EMBARGO)
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