Fasius, Gregorio and Dr. Reka Dewantara,, S.H.,M.H and Ranitya Ganindha,, S.H,M.H. (2022) Urgensi Pengaturan Fit And Proper Test Bagi Calon Direksi Bank Digital. Sarjana thesis, Universitas Brawijaya.
Abstract
Pada skripsi ini, penulis mengangkat permasalahan pengaturan fit and proper test bagi calon direksi bank digital. Pengaturan terkait fit and proper test bagi lembaga perbankan telah terlebih dahulu diatur melalui Peraturan Otoritas Jasa Keuangan Nomor 27/POJK.03/2016 tentang Penilaian Kemampuan dan Kepatutan Bagi Pihak Utama Lembaga Jasa Keuangan yang selanjutnya disebut sebagai POJK PKKPULJK. POJK PKKPULJK mengatur bahwa calon direksi bank harus memenuhi persyaratan integritas, reputasi keuangan, dan kompetensi. Persyaratan kompetensi dalam POJK PKKPULJK belum mengakomodir kompetensi yang diwajibkan bagi calon direksi bank digital sebagaimana diatur dalam POJK 12/POJK.03/2021 tentang Bank Umum yaitu setiap direksi bank digital memiliki kompetensi di bidang teknologi informasi. Sehingga pada saat ini masih terdapat situasi ketidaklengkapan pengaturan fit and proper test bagi calon direksi bank digital. Berdasarkan hal tersebut, skripsi ini mengangkat rumusan masalah sebagai berikut:(1)Apa urgensi pengaturan fit and proper test bagi calon direksi bank digital ? (2) Bagaimana konseptualisasi pengaturan fit and proper test bagi calon direksi bank digital ? Kemudian penulisan skripsi ini menggunakan metode yuridis normatif dengan metode pendekatan perundang-undangan (statute approach), pendekatan perbandingan (comparative approach), dan pendekatan konseptual (conceptual approach). Bahan hukum primer, sekunder, dan tersier yang diperoleh penulis akan dianalisis dengan menggunakan metode penafsiran gramatikal, penafsiran sistematis, dan penafsiran komparatif. Dari hasil penelitian dengan metode diatas, penulis memperoleh jawaban atas permasalahan yang ada bahwa diperlukan pembentukan pengaturan fit and proper test bagi calon direksi bank digital yang memasukkan persyaratan kompetensi di bidang teknologi informasi bagi calon direksi bank digital sehingga memberikan kepastian hukum bagi OJK sebagai lembaga yang memiliki kewenangan untuk melakukan penilaian kemampuan dan kepatutan bagi calon direksi bank digital sesuai dengan kompetensinya di bidang teknologi informasi. Sehingga konseptualisasi yang dapat penulis ajukan berdasarkan penelitian dan analisis terhadap peraturan yang ada serta studi perbandingan dengan pengaturan batasan kompetensi di bidang teknologi informasi di negara Hong Kong adalah dengan melakukan penambahan pengaturan terkait kompetensi di bidang teknologi informasi bagi calon direksi bank digital pada pasal8POJK PKKPULJK serta penambahan batasan-batasan kompetensi teknologi informasi pada bagian penjelasan pasal 8 POJK PKKPULJK.
English Abstract
In this thesis, the author raises the issue of setting upafit and proper test for prospective directors of digital banks. Arrangements related to fit and proper tests for banking institutions have been previously regulated through Financial Services Authority Regulation Number 27/POJK.03/2016 concerning Fit and Proper Test for Main Parties of Financial Services Institutions, hereinafter referred to as POJK PKKPULJK. POJK PKKPULJK stipulates that prospective bank directors must meet the requirements of integrity, financial reputation, and competence. The competency requirements in POJK PKKPULJK have not accommodated the competencies required for prospective directors of digital banks as regulated in POJK 12/POJK.03/2021 concerning Commercial Banks, namely that every digital bank director has competence in the field of information technology. So that at this time there is stillasituation of incomplete fit and proper test for prospective directors of digital banks. Based on this, this thesis raises the formulation of the problem as follows: (1) What is the urgency of setting upafit and proper test for candidates for directors of digital banks? (2) How is the conceptualization of fit and proper test for candidates for directors of digital banks ? Then the writing of this thesis usesanormative juridical method with statute approach, comparative approach, and conceptual approach. The primary, secondary, and tertiary legal materials obtained by the author will be analyzed using the methods of grammatical interpretation, systematic interpretation, and comparative interpretation. From the results of the research using the above method, the authors obtain answers to the existing problems that it is necessary to establishafit and proper test for prospective directors of digital banks that includes competency requirements in the field of information technology for prospective directors of digital banks so as to provide legal certainty for OJK as an institution that has the authority to conduct fit and proper tests for candidates for directors of digital banks in accordance with their competence in the field of information technology. So that the conceptualization that the author can propose based on research and analysis of existing regulations as well as comparative studies with setting limits on competence in the field of information technology in Hong Kong is to add regulations related to competence in the field of information technology for prospective directors of digital banks in article8of the POJK PKKPULJK as well as the addition of information technology competency limits in the explanation section of Article 8 of POJK PKKPULJK.
| Item Type: | Thesis (Sarjana) |
|---|---|
| Identification Number: | 052301 |
| Divisions: | Fakultas Hukum > Ilmu Hukum |
| Depositing User: | Pitoyo Widhi Atmoko |
| Date Deposited: | 18 Jan 2024 06:36 |
| Last Modified: | 18 Jan 2024 06:36 |
| URI: | http://repository.ub.ac.id/id/eprint/209506 |
![[thumbnail of DALAM MASA EMBARGO]](http://repository.ub.ac.id/style/images/fileicons/text.png) |
Text (DALAM MASA EMBARGO)
209506 GREGORIO FASIUS.pdf Restricted to Registered users only until 31 December 2025. Download (2MB) |
Actions (login required)
 |
View Item |