Komparasi Ketahanan Bank Syariah Dan Konvensional Selama Pandemi Covid-19 :Analisis Index Banking Crisis (Ibc)

Arzamitha, Anisa Cindy and Prof. Dr. Munawar,, SE., DEA. (2023) Komparasi Ketahanan Bank Syariah Dan Konvensional Selama Pandemi Covid-19 :Analisis Index Banking Crisis (Ibc). Sarjana thesis, Universitas Brawijaya.

Abstract

Penelitian ini bertujuan untuk mengkomparasi ketahanan perbankan syariah dan konvensional selama pandemi COVID-19. Ketahanan perbankan diukur dengan ukuran Index Banking Crisis (IBC) yang disusun menggunakan lima komponen yaitu Non Performing Loan (NPL)/Non Permorming Financing (NPL), Loan to Deposit Ratio (LDR)/ Financing to Deposit Ratio (FDR), Biaya Operasi Pendapatan Operasi (BOPO), Capital Adequacy Ratio (CAR), dan Return on Assets (ROA). Data yang digunakan diperoleh dari laporan statistik perbankan Indonesia dari Januari 2020 - Desember 2022 yang kemudian dianalisis menggunakan uji beda Mann Whitney U-Test. Hasil penelitian ini menyatakan bahwa terdapat perbedaan yang signifikan pada ketahanan perbankan konvensional dan syariah selama pandemi COVID-19 dengan nilai signifikansi 0,000<0,05.

English Abstract

This study aims to compare the resilience of Islamic and conventional banking during the COVID-19 pandemic. Banking resilience is measured by the Banking Crisis Index (IBC) which is compiled using five components, namely Non Performing Loan (NPL)/Non Permorming Financing (NPL), Loan to Deposit Ratio (LDR)/ Financing to Deposit Ratio (FDR), Biaya Operasi Pendapatan Operasi (BOPO), Capital Adequacy Ratio (CAR), dan Return on Assets (ROA). The data used was obtained from monthly reports on Indonesian banking statistics from 2020-2022 which were then analyzed using a Mann Whitney U-Test. The result of this study indicate that there are significant differences in the resilience of islamic and conventional banking during COVID-19 with a significance value of 0,000>0,05.

Item Type: Thesis (Sarjana)
Identification Number: :0523020541
Uncontrolled Keywords: Ketahanan Bank, Krisis Perbankan, Index Banking Crisis
Subjects: 300 Social sciences > 330 Economics
Divisions: Fakultas Ekonomi dan Bisnis > Ilmu Ekonomi
Depositing User: Unnamed user with username nova
Date Deposited: 16 Jan 2024 02:49
Last Modified: 16 Jan 2024 02:49
URI: http://repository.ub.ac.id/id/eprint/206083
[thumbnail of DALAM MASA EMBARGO] Text (DALAM MASA EMBARGO)
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