Mastur, Abi Rafdi and Yenny Kornitasari, S.E., M,E. (2023) Analisis Pertumbuhan Simpanan Bank Di Indonesia (Studi Kasus Pada Simpanan ≤ Rp2 Miliar. Sarjana thesis, Universitas Brawijaya.
Abstract
Penelitian ini bertujuan untuk menelusuri perbedaan sebelum dan selama adanya pandemi COVID-19, dan pengaruh jangka panjang dan jangka pendek terhadap variabel inflasi, BI-7 Days Repo Rate, suku bunga simpanan, dan yield Surat Berharga Negara (SBN) terhadap pertumbuhan simpanan bank di Indonesia di bawah Rp2 miliar karena adanya pandemi COVID-19 dan guncangan ekonomi global yang dilihat melalui variabel-variabel pada penelitian ini berpotensi memiliki dampak terhadap pertumbuhan simpanan bank di Indonesia di bawah Rp2 miliar. Metode analisis data yang digunakan adalah Uji Beda dan Error Correction Model. Hasil penelitian ini menunjukkan bahwa pada tujuan pertama variabel DPK, BI-7DRR, suku bunga simpanan, dan yield SBN terdapat perbedaan sebelum dan selama adanya pandemi COVID-19. Selain itu, tujuan kedua, variabel inflasi, BI- 7DRR, suku bunga simpanan, dan pandemi COVID-19 berpengaruh dalam jangka panjang, namun tidak berpengaruh dalam jangka pendek. Sedangkan, yield SBN tidak berpengaruh dalam jangka panjang dan tidak berpengaruh dalam jangka pendek terhadap pertumbuhan simpanan bank di Indonesia di bawah Rp2 miliar.
English Abstract
The purpose of this study is to determine the differences before and during the COVID-19 pandemic, as well as the long-term and short-term effects on inflation, the BI-7 Days Repo Rate, deposit rates, and yields of Government Securities (SBN) on the growth of bank deposits in Indonesia, which is less than IDR 2 billion due to the COVID-19 pandemic and global economic shocks as seen through the variables in this study that have the potential to have an impact on the growth of bank deposits Differences Test and the Error Correction Model were used to analyze the data. The findings of this study indicate that the DPK, BI-7DRR, deposit interest rates, and SBN yield variables differed before and during the COVID-19 pandemic in the first objective. Furthermore, the second objective, inflation, BI-7DRR, deposit interest rates, and the COVID-19 pandemic all have long-term effects but no short-term effects. Meanwhile, the SBN yield has no longterm and no short-term effect on the growth of bank deposits in Indonesia below IDR 2 billion.
| Item Type: | Thesis (Sarjana) |
|---|---|
| Identification Number: | :0523020053 |
| Uncontrolled Keywords: | DPK, inflasi, BI-7DRR, suku bunga simpanan, yield SBN, pandemi COVID-19 |
| Subjects: | 300 Social sciences > 330 Economics |
| Divisions: | Fakultas Ekonomi dan Bisnis > Ilmu Ekonomi |
| Depositing User: | Unnamed user with username nova |
| Date Deposited: | 02 Nov 2023 04:28 |
| Last Modified: | 02 Nov 2023 04:28 |
| URI: | http://repository.ub.ac.id/id/eprint/204240 |
![[thumbnail of DALAM MASA EMBARGO]](http://repository.ub.ac.id/style/images/fileicons/text.png) |
Text (DALAM MASA EMBARGO)
Abi Rafdi Mastur.pdf Restricted to Registered users only until 31 December 2025. Download (2MB) |
Actions (login required)
 |
View Item |