Syahputra, Tony Yanuar and Yenny Kornitasari (2021) Analysis Of The Economic Growth, Inflation, Bi Rate, Net Interest Margin, And Operating Expenses Operating Income On Ldr (Loan To Deposit Ratio) In Indonesia. Sarjana thesis, Universitas Brawijaya.
Abstract
Penelitian ini bertujuan untuk menguji pengaruh Pertumbuhan Ekonomi, Inflasi dan BI Rate terhadap LDR (Loan to Deposit Ratio) di Indonesia. Penulis menggunakan LDR sebagai variable dependen dan memasukan variable pertumbuhan ekonomi, inflasi, BI Rate, Net Interest Income, dan Biaya Operasional terhadap Pendapatan Operational sebagai variable independen. Penulis menggunakan metode penulisan regresi linier berganda menggunakan OLS dan ECM model selama periode 2016-2020. Hasil penelitian menujukkan bahwa variable Pertumbuhan Ekonomi berpengaruh positif dan signifikan terhadap LDR di Indonesia, sedangkan variable Inflasi berpengaruh negative dan tidak signifikan terhadap LDR di Indonesia, sedangkan variabel BI Rate berpengaruh positif dan signifikan terhadap LDR, untuk variable Net Interest Income berpengaruh positif dan signifikan terhadap LDR, dan untuk variable Biaya Operasional terhadap Pendapatan Operasional berpengaruh positif dan signifikan terhadap LDR di Indonesia.
English Abstract
This study aims to examine the effect of Economic Growth, Inflation and BI Rate on LDR (Loan to Deposit Ratio) in Indonesia. The author uses LDR as the dependent variable and includes the variables of economic growth, inflation, BI Rate, Net Interest Margin, and Operating Expenses Operating Income as independent variables. The author uses the method of writing multiple linear regression using OLS and ECM models during the 2016-2020 period. The results of the study show that the variable Economic Growth has a positive and significant effect on the LDR in Indonesia, while the inflation variable has a negative and not significant effect on the LDR in Indonesia, the BI Rate has positive and significant effect on the LDR, the Net Interest Income has positive and significant effect on the LDR, and Operating Expenses Operating Income has positive and significant effect on LDR in Indonesia
Other obstract
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| Item Type: | Thesis (Sarjana) |
|---|---|
| Identification Number: | 0520020565 |
| Uncontrolled Keywords: | Pertumbuhan Ekonomi, Inflasi, BI Rate, Net Interest Income, Biaya Operasional terhadap Pendapatan Operasional dan LDR (Loan to Deposite Ratio), Economic Growth, Inflaion, BI Rate, Net Interest Income, Operating Expenses Operating Income, and LDR (Loan to Deposit Ratio) |
| Subjects: | 300 Social sciences > 330 Economics |
| Divisions: | Fakultas Ekonomi dan Bisnis > Ilmu Ekonomi |
| Depositing User: | Nur Cholis |
| Date Deposited: | 26 Jul 2023 07:02 |
| Last Modified: | 26 Jul 2023 07:02 |
| URI: | http://repository.ub.ac.id/id/eprint/202144 |
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