Oktavianus, - and Yenny Kornitasari, (2022) Analisis Pengaruh Instrumen Pembayaran Non Tunai E-Money Terhadap Stabilitas Sistem Keuangan Di Indonesia. Sarjana thesis, Universitas Brawijaya.
Abstract
Penelitian ini bertujuan untuk menguji pengaruh variabel-variabel e-money melalui volume transaksi uang elektronik, nilai transaksi uang elektronik dan infrastruktur uang elektronik terhadap stabilitas sistem keuangan yang diukur melalui velocity of money (VoM) di Indonesia dari kuartal I 2014 hinnga kuartal II 2021. Jenis data yang digunakan dalam penelitian ini yaitu data sekunder yang diperoleh dari website Bank Indonesia dan Badan Pusat Statistik (BPS). Analisis data yang digunakan yaitu dengan pendekatan Error Correction Model (ECM) dan pengolahan data dibantu dengan software Eviews 10. Hasil penelitian menunjukkan bahwa: (1) Volume transaksi e-money dalam jangka panjang dan jangka pendek berpengaruh signifikan terhadap VoM; (2) Nilai transaksi e-money dalam jangka panjang dan jangka pendek berpengaruh signifikan terhadap VoM; (3) Infrastruktur uang elektronik dalam jangka panjang berpengaruh signifikan terhadap VoM, tetapi tidak signifikan dalam jangka pendek; (4) Secara simultan variabel e-money dalam jangka panjang berpengaruh signifikan tetapi tidak signifikan dalam jangka pendek. Instrumen pembayaran non tunai dengan e-money di Indonesia saat ini masih dalam tahap perkembangan sehingga pengaruhnya terhadap stabilitas sistem keuangan dalam perekonomian hanya dapat dirasakan pada jangka panjang tetapi tidak dalam jangka pendek
English Abstract
This study aims to examine the effect of e-money variables through the volume of electronic money transactions, nominal e-money transactions and electronic money infrastructure on financial system stability as measured by velocity of money (VoM) in Indonesia from the first quarter of 2014 to the second quarter of 2021. The type of data used in this study is secondary data obtained from the websites of Bank Indonesia and the Central Statistics Agency (BPS). Data analysis used is the Error Correction Model (ECM) approach and data processing is assisted by Eviews 10 software. The results showed that: (1) the volume of e-money transactions in the long term and short term had a significant effect on VoM; (2) The value of e-money transactions in the long term and short term has a significant effect on VoM; (3) Electronic money infrastructure in the long term has a significant effect on VoM, but is not significant in the short term; (4) Simultaneously, the e-money variable in the long term has a significant but not significant effect in the short term. Non-cash payment instruments using e-money in Indonesia are still in the development stage so that their impact on financial system stability in the economy can only be felt in the long term but not in the short term
Other obstract
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| Item Type: | Thesis (Sarjana) |
|---|---|
| Identification Number: | :0522020303 |
| Uncontrolled Keywords: | E-money, Velocity of Money, Stabilitas Sistem Keuangan, E-money, Velocity of Money, Financial System Stability |
| Subjects: | 300 Social sciences > 330 Economics |
| Divisions: | Fakultas Ekonomi dan Bisnis > Ilmu Ekonomi |
| Depositing User: | Nur Cholis |
| Date Deposited: | 10 Feb 2023 02:04 |
| Last Modified: | 10 Feb 2023 02:04 |
| URI: | http://repository.ub.ac.id/id/eprint/197389 |
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