Arkaizstammam, Vieira Harits and Prof. Dr. Ghozali Maski,, S.E., M.S (2020) Analisis Pengaruh Kecukupan Modal, Kredit Macet, Likuiditas Dan Efisiensi Terhadap Profitabilitas Bank (Studi Pada Pt Bank Mandiri (Persero) Tbk). Sarjana thesis, Universitas Brawijaya.
Abstract
Penelitian ini bertujuan untuk meneliti tentang pengaruh variabel kecukupan modal (CAR), kredit macet (NPL), likuiditas (LFR) dan efisiensi (BOPO) terhadap profitabilitas (ROA) PT Bank Mandiri Persero Tbk secara triwulan periode 2015 Q1- 2019 Q4. Data diperoleh dari Statistik Perbankan Indonesia di website Otoritas Jasa Keuangan dan laporan tahunan PT Bank Mandiri Persero Tbk. Analisis data dilakukan dengan menggunakan regresi linear berganda dengan aplikasi SPSS. Hasil uji-t menunjukkan bahwa pengaruh antara kecukupan modal/Capital Adequacy Ratio (X1) terhadap profitabilitas/Return on Asset (Y) PT Bank Mandiri Persero Tbk tidak mempunyai pengaruh yang signifikan, sedangkan pengaruh antara kredit macet/Non- Performing Loans (X2), likuiditas/Loan to Funding Ratio (X3) dan efisiensi/Beban Operasional terhadap Pendapatan Operasional (X4) terhadap profitabilitas/Return On Asset (Y) PT Bank Mandiri Persero Tbk mempunyai pengaruh signifikan negatif.
English Abstract
This study aims to examine the effect of Capital Adequacy Ratio (CAR), Non- Performing Loans (NPL), liquidity (LFR) and efficiency (BOPO) on the profitability (ROA) of PT Bank Mandiri Persero Tbk on a quarterly basis in the 2015 Q1-2019 Q4 period. Data obtained from Indonesian Banking Statistics on the Financial Services Authority website and annual report of PT Bank Mandiri Persero Tbk. Data analyzed using multiple linear regression method by SPSS application. The results of t-test show that the effect of capital adequacy ratio (X1) on Return on Asset (Y) of PT Bank Mandiri Persero Tbk does not have a significant effect, while the effect of Non- Performing Loans (X2) , Loan to Funding Ratio (X3) and Operating Expenses on Operating Income (X4) on Return on Assets (Y) of PT Bank Mandiri Persero Tbk have a significant negative effect.
| Item Type: | Thesis (Sarjana) |
|---|---|
| Identification Number: | 0520020078 |
| Uncontrolled Keywords: | Capital Adequacy Ratio, Non-Performing Loans, Loan to Funding Ratio, Return On Asset, Beban Operasional terhadap Pendapatan Operasiona, Capital Adequacy Ratio, Non-Performing Loans, Loan to Funding Ratio, Return On Asset, Operating Expenses on Operating Income |
| Subjects: | 300 Social sciences > 330 Economics |
| Divisions: | Fakultas Ekonomi dan Bisnis > Ilmu Ekonomi |
| Depositing User: | Nur Cholis |
| Date Deposited: | 20 Sep 2022 08:05 |
| Last Modified: | 20 Sep 2022 08:05 |
| URI: | http://repository.ub.ac.id/id/eprint/194448 |
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Text (DALAM MASA EMBARGO)
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