Adila, Citra Hukma and Setyo Tri Wahyudi,, SE., MEc., Ph.D. (2020) Analisis Pengaruh Inflasi, Kurs Mata Uang, Pendapatan Perkapita, Non Performing Financing Dan Capital Adequacy Ratio Terhadap Profitabilitas Bank Syariah Indonesia. Sarjana thesis, Universitas Brawijaya.
Abstract
Studi ini memiliki tujuan untuk mengetahui pengaruh Inflasi, Kurs Mata Uang, Pendapatan Perkapita, Non Performing Financing (NPF), dan Capital Adequacy Ratio (CAR) terhadap profitabilitas bank syariah di Indonesia. Studi ini memiliki obyek penelitian yang meliputi 13 bank umum syariah di Indonesia. Profitabilitas yang diproksikan oleh Return On Assets (ROA) adalah variabel dependen sedangkan Inflasi, Kurs, Pendapatan Perkapita, NPF dan CAR adalah variabel independen. Data yang digunakan adalah data laporan keuangan yang diterbitkan Badan Pusat Statistik dan Otoritas Jasa Keuangan. Obyek studi ini meliputi 13 Bank Umum Syariah dengan periode penelitian tahun 2012- 2019. Metode analisis data yang digunakan adalah analisis regresi linear berganda. Hasil penelitian menunjukkan bahwa secara simultan Inflasi, Kurs Mata Uang, Pendapatan Perkapita, Non Performing Financing (NPF) dan Capital Adequacy Ratio (CAR) berpengaruh secara signifikan terhadap profitabilitas. Sedangkan secara parsial variabel Inflasi dan Kurs Mata Uang tidak berpengaruh terhadap profitabilitas dan Pendapatan Perkapita, Non Performing Financing (NPF) serta Capital Adequacy Ratio (CAR) memiliki pengaruh terhadap profitabilitas. Berdasarkan hasil penelitian ini, apabila bank syariah ingin meningkatkan profitabilitasnya, maka bank syariah harus lebih memperhatikan faktor internal dan eksternal bank syariah, terutama dalam mengelola Capital Adequacy Ratio (CAR).
English Abstract
This study aims to determine the effect of inflation, currency exchange rates, income per capita, non- performing financing (NPF), and capital adequacy ratio (CAR) to the profitability of Islamic banks in Indonesia. This study has research objects covering 13 Islamic commercial banks in Indonesia. Profitability, which is proxied by Return On Assets (ROA), is the dependent variable, while inflation, exchange rates, income per capita, NPF and CAR are independent variables. The data used are financial report data published by the Central Statistics Agency and the Financial Services Authority. The object of this study includes 13 Islamic Commercial Banks with the research period 2012-2019. The data analysis method used is multiple linear regression analysis. The results showed that simultaneously Inflation, Currency Exchange, Income Per Capita, Non Performing Financing (NPF) and Capital Adequacy Ratio (CAR) have a significant effect on profitability. While partially the Inflation and Currency Exchange variables have no effect on profitability and Income per capita, Non Performing Financing (NPF) and Capital Adequacy Ratio (CAR) have an influence on profitability. Based on the results of this study, if Islamic banks want to increase their profitability, they must pay more attention to the internal and external factors of Islamic banks, especially in managing the Capital Adequacy Ratio (CAR)
Other obstract
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| Item Type: | Thesis (Sarjana) |
|---|---|
| Identification Number: | 0520020041 |
| Uncontrolled Keywords: | CAR, Inflasi, Kurs, NPF, Pendapatan Perkapita, ROA, CAR, Exchang Rate, Inflation, Per capita Income, NPF, ROA. |
| Subjects: | 300 Social sciences > 330 Economics |
| Divisions: | Fakultas Ekonomi dan Bisnis > Ilmu Ekonomi |
| Depositing User: | Nur Cholis |
| Date Deposited: | 15 Sep 2022 07:07 |
| Last Modified: | 15 Sep 2022 07:07 |
| URI: | http://repository.ub.ac.id/id/eprint/194257 |
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