Nurlaili, Mila (2021) Pengaruh Non Performing Loan (Npl), Capital Adequacy Ratio (Car) Dan Dana Pihak Ketiga (Dpk)Terhadap Penyaluran Kredit Modal Kerja Pada Bank Umum Buku 4 Periode 2015-2020. Sarjana thesis, Universitas Brawijaya.
Abstract
Penelitian ini bertujuan untuk menganalisis faktor-faktor yang mempengaruhi proses penyaluran kredit modal kerja pada Bank Umum yang masuk dalam kategori Bank BUKU 4 periode 2015-2020 yang didasarkan pada adanya berbagai permasalahan yang timbul pada periode penelitian, dengan dikaitkan pada teori permintaan dan penawaran kredit. Penelitian ini menggunakan regresi data panel untuk melihat pengaruh variabel bebas terhadap variabel terikat. Adapun variabel terikat dalam penelitian ini adalah jumlah kredit modal kerja yang disalurkan disajikan dalam rupiah, serta variabel bebas yaitu Non Performing Loan (NPL), Capital Adequacy Ratio (CAR) dan Dana Pihak Ketiga (DPK). Penelitian ini menghasilkan bahwa adanya pengaruh positif dan signifikan antara variabel Capital Adequacy Ratio (CAR) dan Dana Pihak Ketiga (DPK) terhadap jumlah penyaluran kredit modal kerja Bank Umum BUKU 4, serta variabel Non Performing Loan (NPL) memiliki pengaruh negatif dan signifikan terhadap jumlah penyaluran kredit modal kerja Bank Umum BUKU 4
English Abstract
This study aims to analyze the factors that affect the process of disbursing working capital loans to Commercial Banks that are included in the category of BUKU 4 Banks for the 2015-2020 period based on the various problems that arose during the research period, linked to the theory of demand and supply of credit. This study uses panel data regression to see the effect of independent variables on the dependent variable. The dependent variable in this study is the number of working capital loans disbursed in rupiah, and the independent variables are Non Performing Loan (NPL), Capital Adequacy Ratio (CAR) and Third Party Funds (DPK). This study results that there is a positive and significant influence between the variables Capital Adequacy Ratio (CAR) adn Third Party Funds (DPK) on the amount of working capital credit distribution of BUKU 4 Commercial Banks, and the Non Performing Loan (NPL) variable has a negative and siginficant influence on the amount distribution of working capital loans to Commercial Banks BUKU 4.
Other obstract
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| Item Type: | Thesis (Sarjana) |
|---|---|
| Identification Number: | 0521020181 |
| Uncontrolled Keywords: | Penyaluran Kredit modal kerja, Bank umum BUKU 4, Permintaan dan Penawaran Kredit, Distribution of working capital loans, Commercial Banks BUKU 4, Demand and Supply Credit. |
| Subjects: | 300 Social sciences > 330 Economics |
| Divisions: | Fakultas Ekonomi dan Bisnis > Ilmu Ekonomi |
| Depositing User: | Nur Cholis |
| Date Deposited: | 11 Jan 2022 02:55 |
| Last Modified: | 24 Feb 2022 02:46 |
| URI: | http://repository.ub.ac.id/id/eprint/188131 |
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Text (DALAM MASA EMBARGO)
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