Larasati, Pradita (2020) Pengaruh Financial Knowledge Dan Financial Attitude Terhadap Financial Management Behavior Pada Pegawai Pt Pln (Persero) Up3 Malang. Sarjana thesis, Universitas Brawijaya.
Abstract
Penelitian ini bertujuan untuk menganalisis pengaruh financial knowledge dan financial attitude terhadap financial management behavior. Sampel penelitian ini adalah 70 responden pegawai PT PLN (Persero) UP3 Malang. Teknik analisis data menggunakan analisis regresi linier berganda dengan program SPSS. Hasil penelitian ini menunjukkan bahwa financial knowledge tidak berpengaruh signifikan terhadap financial management behavior. Sedangkan financial attitude berpengaruh signifikan terhadap financial management behavior. Koefisien determinasi dalam penelitian ini menunjukkan variasi financial management behavior yang ditentukan oleh variabel financial knowledge dan financial attitude cukup rendah. Implikasi dari penelitian ini adalah perlu adanya evaluasi secara berkala baik oleh individu maupun PT PLN (Persero) UP3 Malang terhadap kemampuan para pegawainya dalam mengelola keuangan pribadi secara berkala untuk memastikan bahwa financial management behavior dilakukan dengan baik dan tidak menimbulkan masalah keuangan dimasa depan, terutama setelah karyawan memasuki masa pensiun.
English Abstract
This research aims to analyze the effect of financial knowledge and financial attitude on financial management behavior. The sample of this research is 70 respondents of employees from PT PLN (Persero) UP3 Malang. The data of this research were analyzed using multiple linear regression with SPSS program. The results show that financial knowledge has no significant effect on financial management behavior. While financial attitude has a significant effect on financial management behavior. The coefficient of determination in this research shows that variations in financial management behavior determined by financial knowledge variables and financial attitude are quite low. The implication of this research is the need for regularly evaluations by both individuals and PT PLN (Persero) UP3 Malang on the ability of employees to manage personal finances to ensure that financial management behavior is done well and does not cause financial problems in the future, especially after employees entering retirement.
Other obstract
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| Item Type: | Thesis (Sarjana) |
|---|---|
| Identification Number: | 052002 |
| Subjects: | 600 Technology (Applied sciences) > 658 General management |
| Divisions: | Fakultas Ekonomi dan Bisnis > Manajemen |
| Depositing User: | Unnamed user with username rizky |
| Date Deposited: | 23 Oct 2021 13:54 |
| Last Modified: | 12 Apr 2023 02:45 |
| URI: | http://repository.ub.ac.id/id/eprint/185660 |
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Text (DALAM MASA EMBARGO)
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