Jayadiadha, Karina (2021) "Analisis Penawaran Kredit Modal Kerja Dan Pengaruhnya Terhadap Pertumbuhan Ekonomi: Pendekatan Panel Simultan (Studi Bank Buku-4 Di Indonesia 2012-2020)". Sarjana thesis, Universitas Brawijaya.
Abstract
Makalah ini mengupas tentang kontribusi kredit modal kerja terhadap pertumbuhan ekonomi di Indonesia. Oleh karena itu, melalui makalah ini dengan data antara triwulan I 2012 sampai dengan triwulan IV 2020 dicoba untuk membuktikan hubungan simultan antara kredit modal kerja dan pertumbuhan ekonomi, bukti di BUKU- 4 Perbankan di Indonesia Hubungan simultan tersebut tidak terlepas dari variabel eksogen (instrumen) yang mempengaruhi penawaran kredit modal kerja dan pertumbuhan ekonomi Kinerja keuangan menggunakan proksi seperti CAR, LDR, ROA, NPL, dan Suku Bunga Sedangkan GDP riil digunakan sebagai proksi pertumbuhan ekonomi.Metode dalam penelitian ini menggunakan Model Panel dan Two Stage Least Square.Model Panel digunakan untuk mencari heterogenitas pada Bank BUKU-4, sedangkan Two Stage Least Square digunakan untuk mendeteksi hubungan simultan antara 2012Q1 dan 2020Q4, kredit modal kerja dan pertumbuhan ekonomi memiliki hubungan simultan.Sementara itu, teori Solow dapat dibuktikan dengan peran kunci pekerjaan pemberian kredit permodalan oleh Bank BUKU-4 untuk mendorong pertumbuhan ekonomi di Indonesia. Selain itu, temuan kami menyarankan di tengah ketidakpastian akibat Covid-19, Bank BUKU-4 harus berupaya meningkatkan mitigasi risiko, meningkatkan kualitas regulasi, dengan tetap menjaga kinerja
English Abstract
-"This paper explores the contribution of working capital credit to economic growth in Indonesia. Therefore, through this paper with data between 2012 first quarter to fourth quarter 2020 was attempted to prove the simultaneous relationship between working capital credit and economic growth, evidence in BUKU-4 Banks in Indonesia. Simultaneous relationship is inseparable from the exogenous (instrument) variables that affect the supply of working capital credit and economic growth. The financial performance used proxy such as CAR, LDR, ROA, NPL, and Interest Rates. While real GDP is used as a proxy for economic growth. The method in this research used Panel Model and Two Stage Least Square. Panel model is used to find heterogeneity in BUKU-4 Banks, while Two Stage Least Square is used to detect the simultaneous relationship between 2012Q1 and 2020Q4, working capital credit and economic growth has a simultaneous relationship. Meanwhile, Solow’s theory can be proven bye the key role of working capital credit by BUKU-4 Banks to stimulating the economic growth in Indonesia. Moreover, our findings suggest amid uncertainty due to Covid-19, BUKU-4 Banks must strive to improve risk mitigation, improve the quality of regulations, while maintaining the performance.
Other obstract
-
| Item Type: | Thesis (Sarjana) |
|---|---|
| Identification Number: | 052102 |
| Uncontrolled Keywords: | Working capital credit, Real GDP, Simultaneous, Buku-4 Banks." |
| Subjects: | 300 Social sciences > 330 Economics |
| Divisions: | Fakultas Ekonomi dan Bisnis > Ilmu Ekonomi |
| Depositing User: | Unnamed user with username rizky |
| Date Deposited: | 23 Oct 2021 10:35 |
| Last Modified: | 22 Feb 2022 07:29 |
| URI: | http://repository.ub.ac.id/id/eprint/185556 |
![[thumbnail of DALAM MASA EMBARGO]](http://repository.ub.ac.id/style/images/fileicons/text.png) |
Text (DALAM MASA EMBARGO)
KARINA JAYADIADHA.pdf Restricted to Registered users only until 31 December 2023. Download (3MB) |
Actions (login required)
 |
View Item |