Fathoni, Rizal Hisyam (2020) Pengaruh Efisiensi Operasi, Risiko Pembiayaan Dan Risiko Likuiditas Terhadap Profitabilitas (Studi Pada Bank Umum Syariah Yang Terdaftar Di Otoritas Jasa Keuangan). Sarjana thesis, Universitas Brawijaya.
Abstract
Penelitian ini bertujuan untuk menguji dan menganalisis pengaruh efisiensi operasi, risiko pembiayaan dan risiko likuiditas terhadap profitabilitas Bank Umum Syariah yang terdaftar di Otoritas Jasa Keuangan periode 2016 - 2018. Penelitian ini merupakan penelitian eksplanatori, jenis data dalam penelitian ini adalah data kuantitatif dan metode pengumpulan data adalah dokumentasi. Sampel diambil dengan menggunakan metode purposive sampling. Populasi dalam penelitian ini adalah semua perbankan syariah yang terdaftar di Otoritas Jasa Keuangan (OJK) periode waktu 2016-2018. Dari populasi sebanyak 34 perbankan syariah diperoleh 12 bank umum syariah sebagai sampel dengan periode selama 3 tahun (2016-2018). Data dianalisis dengan menggunakan analisis regresi linier berganda. Berdasarkan hasil analisis data disimpulkan bahwa risiko pembiayaan memberikan pengaruh yang tidak signifikan terhadap profitabilitas. Sedangkan efisiensi operasi dan risiko likuiditas memiliki pengaruh yang positif signifikan terhadap profitabilitas. Berdasarkan hasil uji F-hitung diperoleh kesimpulan bahwa efisiensi operasi, risiko pembiayaan dan risiko likuiditas mempunyai pengaruh yang signifikan secara bersama-sama terhadap profitabilitas pada Bank Umum Syariah di Indonesia yang terdaftar di OJK periode 2016-2018.
English Abstract
This study aims to examine and analyze the effect of operating efficiency, financing risk, and liquidity risk to the profitability of Sharia Commercial Banks that are listed on the Financial Services Authority the period 2016 - 2018. This research is explanatory research. The type of data in this research is quantitative data and methods of data collection is documentation. Samples were taken using a purposive sampling method. The population in this research is all of Islamic banking which are listed on the Financial Services Authority in the 2016-2018 period. From a population of 34 Islamic banking, 12 Islamic banking was obtained as a sample with a period of 3 years (2016-2018). Data were analyzed using multiple linear regression analysis. Based on the results of data analysis concluded that the risk of financing gives no significant effect on profitability. While operating efficiency and liquidity risk have a significant positive effect on profitability. Based on the results of data analysis concluded that financing risks have an influence not significantly to profitability. Whereas efficiency operation and risk liquidity having a positive significant impact on profitability. Based on the results of the F-test, it can be concluded that efficiency operation, financing risks, and risks liquidity simultaneously have a significant effect on profitability in the general sharia-based bank in Indonesia that listed on Financial Services Authority the period 2016-2018.
Other obstract
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| Item Type: | Thesis (Sarjana) |
|---|---|
| Identification Number: | 0520020201 |
| Uncontrolled Keywords: | Profitabilitas, Efisiensi Operasi, Risiko Pembiayaan, Risiko Likuiditas.,Profitability, Operating Efficiency, Non-Performing Financing, Liquidity Risk |
| Subjects: | 600 Technology (Applied sciences) > 658 General management > 658.1 Organization and financial management > 658.15 Financial management > 658.155 Management of income and expense |
| Divisions: | Fakultas Ekonomi dan Bisnis > Manajemen |
| Depositing User: | Nur Cholis |
| Date Deposited: | 24 Feb 2021 17:40 |
| Last Modified: | 11 Jan 2023 07:36 |
| URI: | http://repository.ub.ac.id/id/eprint/183299 |
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Text (DALAM MASA EMBARGO)
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