Adriani, Tantri Dwi (2018) Pengaruh Dana Pihak Ketiga, Capital Adequacy Ratio, Non Performing Loan, Dan Loan To Deposit Ratio Terhadap Penyaluran Kredit (Studi Pada Bank Umum Di Indonesia Periode 2014-2016). Sarjana thesis, Universitas Brawijaya.
Abstract
Perbankan memiliki pengaruh yang cukup besar terhadap sistem perekonomian suatu Negara. Perbankan berfungsi sebagai lembaga intermediasi yang bertugas menghimpun dana dari masyarakat dan menyalurkan kembali kepada masyarakat dalam bentuk kredit. Penelitian ini dilakukan untuk mengetahui dan mengukur pengaruh Dana Pihak Ketiga (DPK), Capital Adequacy Ratio (CAR), Non-Performing Loan (NPL), Loan to Deposit Ratio (LDR) terhadap Penyaluran Kredit (studi pada Bank Umum di Indonesia periode 2014-2016). Sampel yang digunakan pada penelitian ini adalah 27 Bank Umum yang terdaftar di BEI periode 2014- 2016. Metode analisis yang digunakan yaitu regresi linear berganda. Hasil penelitian ini menunjukkan bahwa DPK dan LDR berpengaruh signifikan dan positif terhadap penyaluran kredit. NPL berpengaruh signifikan dan negatif terhadap penyaluran kredit. Sedangkan CAR tidak berpengaruh signifikan terhadap penyaluran kredit.
English Abstract
Banks have a major influence on a country's economic system. The function as intermediary institutions which collect funds from the society and redistribute them to the society in form of credit. This research was conducted to determine and measure the influence of Third Party Funds (TPF), Capital Adequacy Ratio (CAR), Non-Performing Loans (NPL), and Loan to Deposit Ratio (LDR) on the credit distribution of Indonesian commercial banks in the period of 2014-2016. The samples of this research are 27 commercial banks listed in the IDX in the period of 2014-2016, and the analysis method is multiple linear regression. The results of this research show that TPF and LDR have a significant and positive influence on credit distribution, that NPL has a significant and negative influence on credit distribution, and that CAR has no significant influence on credit distribution
| Item Type: | Thesis (Sarjana) |
|---|---|
| Identification Number: | SKR/FE/2018/604/051810985 |
| Uncontrolled Keywords: | Dana Pihak Ketiga, Capital Adequacy Ratio, Non Performing Loan, Loan to Deposit Ratio, Kredit, Third Party Funds, Capital Adequacy Ratio, Non-Performing Loan, Loan to Deposit Ratio, Credit |
| Subjects: | 300 Social sciences > 332 Financial economics > 332.7 Credit |
| Divisions: | Fakultas Ekonomi dan Bisnis > Manajemen |
| Depositing User: | Nur Cholis |
| Date Deposited: | 16 May 2019 06:56 |
| Last Modified: | 20 Oct 2021 08:01 |
| URI: | http://repository.ub.ac.id/id/eprint/164043 |
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