Kurniawan, Enggal Bayu (2018) Pengaruh Pendapatan Domestik Regional Bruto Papua, Inflasi, Suku Bunga Kredit, Pertumbuhan Kredit Bank Papua Terhadap Kredit Macet Bank (Studi Kasus Bank Papua Tahun 2012.3-2017.2). Sarjana thesis, Universitas Brawijaya.
Abstract
Tujuan penelitian ini adalah untuk mengetahui pengaruh Produk Domestik Regional Bruto (PDRB) Papua, Inflasi, Suku Bunga Kredit (SBK), Pertumbuhan Kredit Bank terhadap Kredit Macet atau Non Performing Loan (NPL) Bank Papua. Dengan data Time series periode 2012.3 – 2017.2 yang dianalisis dengan regresi linier berganda mendapatkan hasil bahwa secara model PDRB, Inflasi, SBK, Pertumbuhan Kredit berpengaruh signifikan negatif terhadap NPL. Namun secara parsial PDRB memiliki arah pengaruh negatif namun tidak signifikan terhadap NPL Bank, sedangkan Inflasi, SBK, Pertumbuhan Kredit Bank Papua memiliki pengaruh negatif terhadap NPL Bank Papua. Oleh karena itu, untuk mengurangi risiko kredit macet Bank Papua harus lebih berhati-hati dalam memberikan kredit untuk modal usaha sekala besar yang memiliki risiko besar. Serta kembali menerapkan dengan baik standar SOP yang telah dibuat..
English Abstract
The purpose of this study was to determine the effect of Papua's Gross Regional Domestic Product (PDRB), Inflation, Credit Interest Rates (SBK), Bank Credit Growth on Non-performing Loans or Bank Papua's Non-Performing Loans (NPL). With Time series data for the period of 2012.3 - 2017.2 analyzed by multiple linear regression, it was found that in the GRDP, Inflation, SBK model, Credit Growth had a significant negative effect on NPL. But partially GRDP has a negative influence but not significant to the Bank's NPL, while Inflation, SBK, Bank Papua Credit Growth has a negative influence on Bank Papua's NPL. Therefore, to reduce the risk of bad credit, Bank Papua must be more careful in providing credit for large-scale business capital that has a high risk. As well as reapplying the standard SOP that has been made ...
| Item Type: | Thesis (Sarjana) |
|---|---|
| Identification Number: | SKR/FE/2018/535/051810302 |
| Uncontrolled Keywords: | PDRB, Inflasi, SBK, Pertumbuhan Kredit, dan NPL, GRDP, Inflation, SBK, Credit Growth, and NPL |
| Subjects: | 300 Social sciences > 332 Financial economics > 332.7 Credit |
| Divisions: | Fakultas Ekonomi dan Bisnis > Ilmu Ekonomi |
| Depositing User: | Nur Cholis |
| Date Deposited: | 15 Apr 2019 04:29 |
| Last Modified: | 20 Oct 2021 07:20 |
| URI: | http://repository.ub.ac.id/id/eprint/162831 |
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